1218 Gate Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1218 Gate Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,783 sqft · built 2003
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$508,725 (Aug 2022)
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-0-000-012.07`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-0-000-012.07`
Alternative APN	`1990290 01207`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,539 sqft
1st Floor Area	1,783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	756 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	468 sqft
Deck Area	Deck Area
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1218 GATE RD
City	FESTUS
State	MO
Zip	63028-4096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LITTLE POND LOT 7
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	LITTLE POND
Legal Block	1
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1001
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12315 STATE ROAD TT, FESTUS, MO 63028-4358
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage OZARKS FSLA
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Feb 13, 2003 · Amount on Record
Deed Document Number	202227171
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 17, 2022
Property Address	1218 GATE RD, FESTUS, MO 63028-4096
Document Number	0000027171
Map Reference	MB 142 PG 24
Instrument Date	Aug 12, 2022
Instrument	2022R-027171
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5801 DEER HILL RD, 5801, WATERLOO, IL 62298-6323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12315 STATE ROAD TT, FESTUS, MO 63028-4358

Mortgage

Document Number	0000027172
Date	Aug 17, 2022
Instrument	2022R-027172

Lender

Name	OZARKS FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	3
Max Rate	10.2%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1218 GATE RD, FESTUS, MO 63028-4096
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 GATE RD, FESTUS, MO 63028-4096

Mortgage

Document Number	0000002640
Date	Jan 24, 2022
Instrument	2022R-002640

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,000 (-) Land $4,500 Building $38,500	$226,400 (-) Land $23,900 Building $202,500
2025	$2,732.00 (+6.89%)	$43,000 (+7.5%) Land $4,500 Building $38,500	$226,400 (-) Land $23,900 Building $202,500
2024	$2,556.00 (+0.04%)		$226,400 (+7.45%) Land $23,900 Building $202,500
2023	$2,555.00	$40,000 Land $4,500 Building $35,500	$210,700 Land $23,900 Building $186,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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