1218 E Prairie Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 1218 E Prairie Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,422 sqft · built 1965
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$188,800 (Apr 2020)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-03230-00`

Property Details

APN / Parcel Number

Primary APN	`012-03230-00`
Alternative APN	`53-05-15-201-061.000-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,422 sqft Living Area
1st Floor Area	2,422 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1976
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Mixed
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	012-03230-00
Street Address	1218 E PRAIRIE DR
City	BLOOMINGTON
State	IN
Zip	47408-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35
Legal Description	FAIRWOOD TERRACE LOTS 18 & 19
Legal Subdivision	FAIRWOOD TERRRACE ADD
Legal Lot Number	18-19
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1009
Census Tract	700

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1218 E PRAIRIE DR, BLOOMINGTON, IN 47408-9752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 13, 2018	Personal Representative Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	20205861
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	2020005861
Record Updated	Sep 20, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Apr 28, 2020
Property Address	1218 E PRAIRIE DR, BLOOMINGTON, IN 47408-9752
Document Number	2020005861
Map Reference	PL 5 PG 7
Instrument Date	Apr 16, 2020
Instrument	2020005861
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 E PRAIRIE DR, BLOOMINGTON, IN 47408-9752

Mortgage

Document Number	2020005862
Date	Apr 28, 2020
Instrument	2020005862

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

June 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE IN
Recording Date	Jun 13, 2018
Property Address	1218 E PRAIRIE DR, BLOOMINGTON, IN 47408-9752
Document Number	2018007731
Map Reference	MB5 PG7
Instrument Date	Jun 8, 2018
Instrument	2018007731
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 E PRAIRIE DR, BLOOMINGTON, IN 47408-9752

Mortgage

Document Number	2018007732
Date	Jun 13, 2018
Instrument	2018007732

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00 (-6.29%)	$312,100 (+6.3%) Land $60,400 Building $251,700	$312,100 (+6.3%) Land $60,400 Building $251,700
2024	$2,354.00 (+6.04%)
2023		$293,600 (+5.04%) Land $58,100 Building $235,500	$293,600 (+5.04%) Land $58,100 Building $235,500
2022	$2,220.00	$279,500 Land $58,100 Building $221,400	$279,500 Land $58,100 Building $221,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON TWP WATER AUTHORITY serves 3,825 people · EPA ID IN5253009
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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