1. Home
  2. Michigan
  3. Oakland County
  4. Milford
  5. E Commerce St

1218 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 1218 E Commerce St, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,148 sqft · built 1955
Lot Size0.317 acres (13,809 sqft)
Owner2 Individual Names on File
Last Sale$323,500 (Nov 2021)
Tax Bill$5,131 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APNLM-16-11-205-019

Property Details

APN / Parcel Number

Primary APNLM-16-11-205-019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,148 sqft Living Area
1st Floor Area1,438 sqft
Basement Area1,421 sqft
Unfinished Basement1,438 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Lot Area13,809 sqft (0.317 acres)
Lot Dimensions100 ft deep x 92 ft wide
Garage Area610 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1218 E COMMERCE ST
CityMILFORD
StateMI
Zip48381-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R7E, SEC 11 PEACH HILL SUB LOTS 11 & 12
Legal Range07E
Legal Township02N
Legal Section11
Legal SubdivisionPEACH HILL SUB
Legal Lot Number11-12
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1001
Census Tract132500

Owner

Source: Oakland County records · APN LM-16-11-205-019

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1218 E COMMERCE ST, MILFORD, MI 48381-1734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORPORATION
Nov 16, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Prior SaleOct 12, 2016 · Amount on Record
Deed Document Number2021258287
Deed Book / Page57084 / 119
Prior Transfer DateDec 15, 1997
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJul 21, 2026
Property Address1218 E COMMERCE ST, MILFORD, MI 48381-1734
Document Number0000109366
Book / Page61390 / 259
Instrument DateJul 08, 2026
Instrument2026109366
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 E COMMERCE ST, MILFORD, MI 48381-1734

Mortgage

Document Number0000109366,
DateJul 21, 2026
Book Page61390/259
Instrument2026109366
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.52%
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 16, 2021
Property Address1218 E COMMERCE ST, MILFORD, MI 48381-1734
Document Number0000258287
Book / Page57084 / 119
Map ReferenceLB 62 PG 18
Instrument DateOct 28, 2021
Instrument258287
Transaction TypeTransfer
Record UpdatedSep 22, 2023

Transaction

AmountAmount Recorded
Tax$2,428.26
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9209 N HAMPSHIRE DR, TUCSON, AZ 85742-9352

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 E COMMERCE ST, MILFORD, MI 48381-1734

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
MunicipalityMilford Village
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,131.00 (-10.44%) Homeowner's exemption$182,870 (+10.93%)$365,740 (+10.93%)
2024$5,729.00 (+57.04%)
2023$164,850$329,700
2021$3,648.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 425 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
123.Net
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Commerce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures