Cook County property record for 1218 Cherry St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,962 sqft · built 1939 |
| Lot Size | 0.215 acres (9,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,477,000 (Sep 2025) |
| Tax Bill | $14,764 (2023) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2025 Line of Credit + 5 more |
| Flood Zone | Zone A (high risk) |
| APN | 05-20-115-008 |
| Primary APN | 05-20-115-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,350 sqft (0.215 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 1218 CHERRY ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WINNETKA)(MANOR) A SUB OF S45ACS OF W90ACS OF NW NW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | WINNETKA MANOR |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 800500 |
1218 Cherry St is owned by two individuals who bought it in September 2025.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2020 N HOWE ST, 2S, CHICAGO, IL 60614-0730 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 30, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Sep 20, 2019 | Deed of Trust, Mortgage · Line of Credit EVERGREEN BK GRP |
| Aug 21, 2019 | Grant Deed, Transfer GUARANTEED RATE |
| Mar 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on File |
| Deed Sale | Sep 30, 2025 · Amount on File |
| Prior Sale | Aug 21, 2019 · Amount on File |
| Deed Document Number | 20252048 |
| Prior Transfer Date | Mar 6, 2018 |
| Prior Transfer Doc | 0000055112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Document Number | 0026925006 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2226925006 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Document Number | 0018119026 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2518119026 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WINNETKA, IL 60093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 30, 2025 |
| Property Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Document Number | 0027302048 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2527302048 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,477.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Document Number | 0027302049 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2527302049 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Document Number | 2102533081 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1218 CHERRY ST WINNETKA IL 600932117, WINNETKA, IL 60093-2117 |
| Document Number | 2102533081 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2533081 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.47% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Document Number | 1929855204 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1218 CHERRY ST WINNETKA IL 600932117, WINNETKA, IL 60093-2117 |
| Document Number | 1929855204 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 29855204 |
| Name | EVERGREEN BK GRP |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 21, 2019 |
| Property Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Document Number | 1923355011 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 23355011 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $639.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1218 CHERRY ST WINNETKA IL 600932117, WINNETKA, IL 60093-2117 |
| Document Number | 1923355012 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 23355012 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 19, 2018 |
| Property Address | 1218 CHERRY ST, WINNETKA, IL 60093-2117 |
| Document Number | 1807855112 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 7855112 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1738 CHICAGO AVE #605 EVANSTON IL 602016008, 605, EVANSTON, IL 60201-6008 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,000 Land $20,570 Building $73,430 | $940,000 Land $205,700 Building $734,300 | |
| 2023 | $14,764.00 (+6.4%) | $66,999 (-) Land $21,037 Building $45,962 | $669,990 (-) Land $210,370 Building $459,620 |
| 2022 | $13,876.00 | $66,999 Land $21,037 Building $45,962 | $669,990 Land $210,370 Building $459,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1218 Cherry St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 68 (1987–2022) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Jul 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1218 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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