1218 Boyd Lake Rd, Hamlet, NC 28345 Property Records

Richmond County property record for 1218 Boyd Lake Rd, Hamlet, NC 28345

Property Summary

Property Type	Single Family Home
Details	1 ba · 644 sqft · built 1960
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2026)
Tax Bill	$880 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`841200628806`

Property Details

APN / Parcel Number

Primary APN	`841200628806`
Alternative APNs	`36918301` `54578301`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	644 sqft Living Area
Flooring	Wood
Interior Walls	Unfinished

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	65,776 sqft (1.51 acres)
Porch	Porch
Porch Area	171 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Account Number	54578301
Street Address	1218 BOYD LAKE RD
City	HAMLET
State	NC
Zip	28345-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ACRES & HSE
Legal Subdivision	SCOTCH MEADOWS
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	1
Census Block	1018
Census Tract	971100

Owner

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1218 BOYD LAKE RD, HAMLET, NC 28345-8031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	2026286762
Deed Book / Page	2060 / 187
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Feb 20, 2026
Property Address	1218 BOYD LAKE RD, HAMLET, NC 28345-8031
Document Number	002060/187
Book / Page	2060 / 187
Map Reference	SL 660
Instrument Date	Feb 17, 2026
Instrument	286762
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 BOYD LAKE RD, HAMLET, NC 28345-8031

Mortgage

Document Number	002060/190
Date	Feb 20, 2026
Book Page	2060/190
Instrument	286763

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Jan 21, 2022
Property Address	1218 BOYD LAKE RD, HAMLET, NC 28345-8031
Document Number	001914/533
Book / Page	1914 / 533
Map Reference	SL 599-E
Instrument Date	Jan 11, 2022
Instrument	266994
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	713 S MAIN ST, 713, CANDOR, NC 27229-8316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 BOYD LAKE RD, HAMLET, NC 28345-8031

Mortgage

Document Number	0000266995
Date	Jan 21, 2022
Instrument	266995

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Feb 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$880.00 (+2.21%)	$83,710 (-) Land $15,082 Building $68,628	$83,710 (-) Land $15,082 Building $68,628
2025	$861.00 (+22.13%)	$83,710 (+50.89%) Land $15,082 Building $68,628	$83,710 (+50.89%) Land $15,082 Building $68,628
2023	$705.00	$55,479 Land $7,959 Building $47,520	$55,479 Land $7,959 Building $47,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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