1218 Barcliff Dr, Monroe, NC 28110 Property Records

Union County property record for 1218 Barcliff Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	1,998 sqft · built 2020
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Mar 2021)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-216-302`

Property Details

APN / Parcel Number

Primary APN	`09-216-302`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,998 sqft Total Area
1st Floor Area	774 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,843 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1218 BARCLIFF DR
City	MONROE
State	NC
Zip	28110-0491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#6 VERONICA SPRINGS PH1 MAP1 OPCP274
Legal Subdivision	VERONICA SPRINGS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1218 BARCLIFF DR, MONROE, NC 28110-0491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Mar 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	202112892
Deed Book / Page	8031 / 896
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1218 BARCLIFF DR, MONROE, NC 28110-0491
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000880334
Date	Oct 27, 2023
Book Page	8803/34
Instrument	26078

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 5, 2038

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 19, 2021
Property Address	1218 BARCLIFF DR, MONROE, NC 28110-0491
Document Number	0008031896
Book / Page	8031 / 896
Map Reference	CAB P FILE 274-276
Instrument Date	Mar 19, 2021
Instrument	12892
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11230 CARMEL COMMONS BLVD, CHARLOTTE, NC 28226-3920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 BARCLIFF DRIVE, MONROE, NC 28110-0491

Mortgage

Document Number	0000012893
Date	Mar 19, 2021
Instrument	12893

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,100 (-) Land $81,400 Building $290,700	$372,100 (-) Land $81,400 Building $290,700
2025	$3,252.00 (+16.94%)	$372,100 (+45.86%) Land $81,400 Building $290,700	$372,100 (+45.86%) Land $81,400 Building $290,700
2023	$2,781.00	$255,100 Land $47,500 Building $207,600	$255,100 Land $47,500 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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