Olmsted County property record for 1218 3rd St NE, Rochester, MN 55906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 984 sqft · built 1920 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,100 (Sep 2018) |
| Tax Bill | $2,388 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74.36.42.009783 |
| Primary APN | 74.36.42.009783 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 492 sqft |
| Basement Area | 492 sqft |
| Finished Basement | 394 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 99 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1218 3RD ST NE |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55906-4538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-107 RANGE-014 HENDRICKS AND POSTIERS LOT-009 BLOCK-002 LOT 9 BLK 2 |
| Legal Range | 14 |
| Legal Township | 107 |
| Legal Section | 36 |
| Legal Subdivision | HENDRICKS AND POSTIERS |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 2300 |
1218 3rd St NE is owned and occupied by an individual who bought it in September 2018.
Source: Olmsted County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1218 3RD ST NE, ROCHESTER, MN 55906-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION |
| Sep 21, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALTRA FCU |
| May 24, 2018 | Warranty Deed, Transfer · Line of Credit PEOPLES STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on File |
| Deed Sale | Sep 21, 2018 · Amount on File |
| Prior Sale | May 24, 2018 · Amount on File |
| Deed Document Number | 20181458320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jul 14, 2026 |
| Property Address | 1218 3RD ST NE, ROCHESTER, MN 55906-4538 |
| Document Number | 0001648719 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20261648719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1218 3RD ST NE, ROCHESTER, MN 55906-4538 |
| Document Number | 0001648719, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20261648719 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 14, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Sep 21, 2018 |
| Property Address | 1218 3RD ST NE, ROCHESTER, MN 55906-4538 |
| Document Number | 00A1458320 |
| Instrument Date | Sep 13, 2018 |
| Instrument | A-1458320 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.03 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1218 3RD ST NE, ROCHESTER, MN 55906-4538 |
| Document Number | 00A1458321 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | A-1458321 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | May 24, 2018 |
| Property Address | 1218 3RD ST NE, ROCHESTER, MN 55906-4538 |
| Document Number | 00A1449511 |
| Instrument Date | May 9, 2018 |
| Instrument | A-1449511 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2023 BAIHLY SUMMIT DR SW, ROCHESTER, MN 55902-1331 |
| Document Number | 00A1449512 |
|---|---|
| Date | May 24, 2018 |
| Instrument | A-1449512 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jun 1, 2019 |
The 2026 property tax bill for 1218 3rd St NE was $2,388 with a homeowner's exemption.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,388.00 Homeowner's exemption | ||
| 2025 | $147,300 Land $37,300 Building $110,000 | $177,800 Land $45,000 Building $132,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1218 3rd St NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1218 3rd St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, GigFire, Hiawatha Broadband Communications, Minnesota WiFi.
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