12178 Co Rd 3570, Ada, OK 74820 Property Records

Pontotoc County property record for 12178 Co Rd 3570, Ada, OK 74820 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1960
Owner	Individual Name on File
Last Sale	$161,000 (Jul 2022)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18412`

Property Details

APN / Parcel Number

Primary APN	`18412`
Alternative APN	`0825-00-003-002-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1960
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	18412
Street Address	12178 COUNTY ROAD 3570
City	ADA
State	OK
Zip	74820-0616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. LOT 2 E OF CO. RD. BLOCK 3 HIRD SUB.
Legal Range	06E
Legal Township	04N
Legal Section	23
Legal Subdivision	HIRD -SD 16- NE 22-4-6 & NW 23-4-6
Legal Block	3
Legal Lot Number	2
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1024
Census Tract	88802

Owner

Source: Pontotoc County records · APN 18412

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 05, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADA
Sep 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF ADA
Jan 05, 2009	Deed of Trust, Mortgage · FHA Mortgage AMERICAN EQUITY MORTGAGE INC
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF ADA
May 03, 2016	Special Warranty Deed, Transfer AMERICAN EAGLE TITLE GROUP
May 18, 2007	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Jan 04, 2007	Sheriff's Deed, Foreclosure VISION BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	May 03, 2016 · Amount on Record
Deed Document Number	0003631194
Deed Book / Page	3631 / 194
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003334/178
Date	Sep 05, 2019
Book Page	3334/178
Instrument	2019-004754

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 04, 2029

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003333/102
Date	Aug 29, 2019
Book Page	3333/102
Instrument	2019-004660

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003337/275
Date	Sep 17, 2019
Book Page	3337/275
Instrument	2019-005029

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 04, 2029

Interest

Rate Type	Adjustable Rate

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002331/300
Date	Jan 05, 2009
Book Page	2331/300
Instrument	2009-008628

Lender

Name	AMERICAN EQUITY MORTGAGE INC
Type	Subprime Lender
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2039

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 25, 2022
Property Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616
Document Number	003631/194
Book / Page	3631 / 194
Instrument Date	Jul 25, 2022
Instrument	I-2022-004276
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	HOMERUN TITLE, HOME TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616

Mortgage

Document Number	I2022004277
Date	Jul 25, 2022
Instrument	I-2022-004277

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

May 2016: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	May 03, 2016
Property Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616
Document Number	003023/091
Book / Page	3023 / 091
Instrument Date	Apr 12, 2016
Instrument	2016-002305
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	May 18, 2007
Property Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616
Document Number	002177/016
Book / Page	2177 / 016
Instrument Date	May 14, 2007
Instrument	2007-003176
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2452, ADA, OK 74821-2452
Investor	Possibly a Property Investor

Mortgage

Document Number	2007003177
Date	May 18, 2007
Instrument	2007-003177

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2037

January 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jan 04, 2007
Property Address	12178 COUNTY ROAD 3570, ADA, OK 74820-0616
Document Number	002143/299
Book / Page	2143 / 299
Instrument Date	Dec 15, 2006
Instrument	2007-000087
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16200 COUNTY ROAD 3635, STONEWALL, OK 74871-6458
Investor	Possibly a Property Investor

Mortgage

Document Number	2007000088
Date	Jan 04, 2007
Instrument	2007-000088

Lender

Name	VISION BANK NA

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Jun 15, 2007

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00 (+0.18%)	$18,721 (-4.68%) Land $3,000 Building $15,721	$156,007 (-4.68%) Land $25,000 Building $131,007
2024	$1,686.00 (+12.63%)	$19,640 (+2.29%) Land $3,000 Building $16,640	$163,661 (+2.29%) Land $25,000 Building $138,661
2023	$1,497.00	$19,200 Land $1,800 Building $17,400	$160,000 Land $15,000 Building $145,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (40123C), updated July 17, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 83% of the US · above 64% of Oklahoma
Wildfire Likelihood	About 1 in 158 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Cable	1,000 / 50
BLS Broadband	Fixed Wireless (unlicensed)	500 / 500
360 Communications, Inc. (OK, AR & TX)	Fixed Wireless (licensed-by-rule)	400 / 50
AtLink Services	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Co Rd 3570

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures