12178 Cavalier Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 12178 Cavalier Dr, Dunkirk, MD 20754 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Architecture Style	Split Foyer
Year Built	Built 1971
Square Footage	1,028 sqft Total Area
Lot Size	19,033 sqft (0.437 acres)
Occupancy	Owner Occupied
Tax Bill	$3,731.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-027864`
Alternative APNs	`3027864` `027864`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,028 sqft Total Area
Basement Area	816 sqft Basement
Finished Basement	816 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	19,033 sqft (0.437 acres)
Patio Area	126 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	027864
Street Address	12178 CAVALIER DR
City	DUNKIRK
State	MD
Zip	20754-9776
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 28 BLK C CAVALIER COUNTRY
Legal Subdivision	CAVALIER COUNTRY
Legal Block	C
Legal Lot Number	28
Jurisdiction	CALVERT MD
Minor Civil Division	3, SUNDERLAND
Census Blockgroup	2
Census Block	2004
Census Tract	860103

Owner

Source: Calvert County records · APN 03-027864

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12178 CAVALIER DR, DUNKIRK, MD 20754-9776
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2016
Deed Sale	Nov 04, 2016
Prior Sale	Jun 05, 2013 · Amount on Record
Deed Book / Page	4879 / 114
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0048790114
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12178 CAVALIER DR, DUNKIRK, MD 20754-9776
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12178 CAVALIER DR, DUNKIRK, MD 20754-9776

Mortgage

Document Number	0059220097
Date	Apr 07, 2021
Book Page	5922/97

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,731.00 (+18.52%)	$330,800 (+9.17%) Land $138,000 Building $192,800	$330,800 (-) Land $138,000 Building $192,800
2023	$3,148.00	$303,000	$330,800 Land $138,000 Building $192,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.