12176 Kuhner Way, Lakeside, CA 92040 Property Records

San Diego County property record for 12176 Kuhner Way, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,933 sqft · built 2014
Lot Size	2.58 acres (112,820 sqft)
Owner	2 Trust Names on File
Last Sale	$515,000 (Apr 2015)
Tax Bill	$7,508 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`392-020-62-00`

Property Details

APN / Parcel Number

Primary APN	`392-020-62-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,933 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	112,820 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12176 KUHNER WAY
City	LAKESIDE
State	CA
Zip	92040-1763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM20326
Legal Subdivision	PARCEL MAP NO 20326
Legal Tract	1020326
Legal Block	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	5
Census Block	5000
Census Tract	16901

Owner

12176 Kuhner Way is owner-occupied and held in a trust since March 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 22, 2025	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Apr 3, 2024	Correction Deed · VA Mortgage GUARANTEED RATE INC
Sep 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 23, 2019	Loan Modification, Mortgage PENNYMAC
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage TORREYANA ASSOCIATES LLC
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage JACOB HESSE
Sep 6, 2017	Deed of Trust, Mortgage · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2015 · Amount on File
Deed Sale	Apr 1, 2015 · Amount on File
Prior Sale	Nov 20, 2013 · Amount on File
Deed Document Number	2015153620
Last Transfer Date	Mar 29, 2024
Transfer Doc	0000082291
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2026
Property Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763
Document Number	0000193692
Instrument Date	Jul 3, 2026
Instrument	2026193692
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763

Mortgage

Document Number	0000193692,
Date	Jul 7, 2026
Instrument	2026193692

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763

Mortgage

Document Number	0000263038
Date	Sep 22, 2025
Instrument	2025-0263038

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2024
Property Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763
Document Number	0000082291
Map Reference	FILE 2007-0565643
Instrument Date	Mar 29, 2024
Instrument	2024-0082291
Record Updated	Apr 16, 2024
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763

Mortgage

Document Number	0000082292
Date	Apr 3, 2024
Instrument	2024-0082292

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2020
Property Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763
Document Number	0000569404
Instrument Date	Sep 9, 2020
Instrument	569404
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	12176 KUHNER WAY LAKESIDE CA 920401763, LAKESIDE, CA 92040-1763

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763
Document Number	0000182343
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12176 KUHNER WAY LAKESIDE CA 920401763, LAKESIDE, CA 92040-1763

Mortgage

Document Number	0000182343
Date	May 15, 2019
Instrument	182343

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763
Document Number	0000089586
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12176 KUHNER WAY LAKESIDE CA 920401763, LAKESIDE, CA 92040-1763

Mortgage

Document Number	0000089586
Date	Mar 13, 2019
Instrument	89586

Lender

Name	TORREYANA ASSOCIATES LLC
Address	3974 SORRENTO VALLEY BLVD, SAN DIEGO, CA 92121-1410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763
Document Number	0000086183
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12176 KUHNER WAY LAKESIDE CA 920401763, LAKESIDE, CA 92040-1763

Mortgage

Document Number	0000086183
Date	Mar 11, 2019
Instrument	86183

Lender

Name	JACOB HESSE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12176 KUHNER WAY, LAKESIDE, CA 92040-1763
Document Number	0000416304
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12176 KUHNER WAY LAKESIDE CA 920401763, LAKESIDE, CA 92040-1763

Mortgage

Document Number	0000416304
Date	Sep 11, 2017
Instrument	416304

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12176 Kuhner Way was $7,508 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,319 (+2%) Land $277,083 Building $354,236
2025	$7,508.00 Homeowner's exemption	$618,941 Land $271,650 Building $347,291
2023	$9,676.00 (+1.25%) Homeowner's exemption	$594,908 Land $261,102 Building $333,806
2022	$9,557.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12176 Kuhner Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12176 Kuhner Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, T-Mobile, Verizon.

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