12176 Gilham Ct, Grass Valley, CA 95949 Property Records

Nevada County property record for 12176 Gilham Ct, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,517 sqft · built 1981
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Nov 2021)
Tax Bill	$3,763 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-530-012-000`

Property Details

APN / Parcel Number

Primary APN	`025-530-012-000`
Alternative APN	`25-530-12-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,517 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1987
Architectural Style	Traditional
Lot Area	217,800 sqft
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	25-530-12-000
Street Address	12176 GILHAM CT
City	GRASS VALLEY
State	CA
Zip	95949-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-10-PD
Legal Description	LOT 12 GILLHAM PROPERTY SUBD
Legal Subdivision	GILLHAM PROPERTY SUBD
Legal Lot Number	12
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2020
Census Tract	300

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12176 GILHAM CT, GRASS VALLEY, CA 95949-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Nov 30, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	202137630
Prior Transfer Date	Jan 6, 2015
Prior Transfer Doc	0000000369
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Jun 16, 2026
Property Address	12176 GILHAM CT, GRASS VALLEY, CA 95949-9788
Document Number	0000009452
Instrument Date	Jun 8, 2026
Instrument	20269452
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12176 GILHAM CT, GRASS VALLEY, CA 95949-9788

Mortgage

Document Number	0000009452,
Date	Jun 16, 2026
Instrument	20269452

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Nov 30, 2021
Property Address	12176 GILHAM CT, GRASS VALLEY, CA 95949-9788
Document Number	0000037630
Map Reference	MB 5 PG 73
Instrument Date	Nov 16, 2021
Instrument	20210037630
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	208 SPRUCEPINE DR, RAEFORD, NC 28376-8454

Mortgage

Document Number	0000037631
Date	Nov 30, 2021
Instrument	20210037631

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Clear Creek Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,657 (+2%) Land $135,304 Building $361,353
2025	$3,763.00 (-15.91%) Disabled Person's exemption Veteran's exemption	$486,919 (+20.46%) Land $132,651 Building $354,268
2023	$4,475.00 (-5.49%)	$404,200 Land $117,500 Building $286,700	$452,340
2022	$4,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	25 / 3

May also be available: DigitalPath, Succeed.Net.

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