Oneida County and Remsen Town property record for 12175 Schaffer Rd, Remsen, NY 13438
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,455 sqft · built 1890 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Jun 2023) |
| Tax Bill | $3,116 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 305289 123.000-1-23 |
| Primary APN | 305289 123.000-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,455 sqft Living Area |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 414 sqft |
| Upper Floors Area | 209 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 388 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 003390 |
|---|---|
| Street Address | 12175 SCHAFFER RD |
| City | REMSEN |
| State | NY |
| Zip | 13438-3584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INCOMPLETE CONSTRUCTION |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | REMSEN |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 24102 |
Source: Oneida County and Remsen Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 341, SAUQUOIT, NY 13456-0341 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION |
| Jun 20, 2023 | Executor's Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC |
| May 24, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Deed Document Number | 20237362 |
| Prior Transfer Date | May 14, 2021 |
| Prior Transfer Doc | 0000008604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 12175 SCHAFFER RD, REMSEN, NY 13438-3584 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000015455 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025-015455 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 20, 2023 |
| Property Address | 12175 SCHAFFER RD, REMSEN, NY 13438-3584 |
| Document Number | 0000007362 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 2023-007362 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 341, SAUQUOIT, NY 13456-0341 |
| Document Number | 0000007363 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023-007363 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | May 24, 2021 |
| Property Address | 12175 SCHAFFER RD, REMSEN, NY 13438-3584 |
| Document Number | 0000008604 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021-008604 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12175 SCHAFFER RD, REMSEN, NY 13438-3584 |
| Document Number | 0000008605 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-008605 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
Source: Oneida County and Remsen Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Remsen Town |
| Unified School District | Remsen Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,116.00 (-0.06%) | ||
| 2025 | $3,118.00 (+267.69%) | $55,800 (-) Land $6,300 Building $49,500 | $155,000 (+25%) Land $17,500 Building $137,500 |
| 2023 | $55,800 (-) Land $6,300 Building $49,500 | $124,000 (+6.67%) Land $14,000 Building $110,000 | |
| 2022 | $848.00 | $55,800 Land $6,300 Building $49,500 | $116,250 Land $13,125 Building $103,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures