12175 Criollo Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 12175 Criollo Rd, Spring Hill, FL 34610

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,746 sqft · built 2020
Lot Size0.168 acres (7,320 sqft)
OwnerIndividual Name on Record
Last Sale$238,440 (Apr 2020)
Tax Bill$6,097 (2025)
Deeds & MortgagesJan 2022 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-18-0050-00100-0530

Property Details

APN / Parcel Number

Primary APN04-25-18-0050-00100-0530
Alternative APN
  • 0905910

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,746 sqft Living Area
Gross Area2,312 sqft
1st Floor Area1,746 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,320 sqft (0.168 acres)
Garage Area400 sqft
DrivewayDriveway
Driveway Area610 sqft
PorchPorch
Porch Area166 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0905910
Street Address12175 CRIOLLO RD
CitySPRING HILL
StateFL
Zip34610-7883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionTALAVERA PHASE 1B-1 PB 76 PG 068 BLOCK 1 LOT 53
Legal Range18E
Legal Township25S
Legal Section04
Legal SubdivisionTALAVERA
Legal Phase1B
Legal Tract50
Legal Block1
Legal Lot Number53
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1077
Census Tract31901

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12175 CRIOLLO RD, SPRING HILL, FL 34610-7883
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Apr 20, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Deed Document Number2020064844
Deed Book / Page10088 / 2295
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12175 CRIOLLO RD, SPRING HILL, FL 34610-7883
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12175 CRIOLLO RD, SHADY HILLS, FL 34610-7883

Mortgage

Document Number0105261970
DateJan 13, 2022
Book Page10526/1970
Instrument2022011106
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term168 Months
DueJan 1, 2036

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 20, 2020
Property Address12175 CRIOLLO RD, SPRING HILL, FL 34610-7883
Document Number0100882295
Book / Page10088 / 2295
Map ReferenceMB 76 PG 68
Instrument DateApr 17, 2020
Instrument2020064844
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2021
Title CompanyM I TITLE AGENCY LTD L C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,669.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4343 ANCHOR PLAZA PKWY STE 200, 4343, TAMPA, FL 33634-7508

Transferred To (Grantee/Buyer)

NameVerified Name
Address12175 CRIOLLO RD, SHADY HILLS, FL 34610-7883

Mortgage

Document Number100882297
DateApr 20, 2020
Instrument10088/2297
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,097.00 (+3.76%) Homeowner's exemption$227,080 (+5.98%) Land $76,128 Building $150,952$314,048 (+5.57%) Land $76,128 Building $237,920
2023$5,876.00 (+6.45%) Additional exemption filed$214,260 (+3%) Land $54,388 Building $159,872$297,470 (+17.98%) Land $54,388 Building $243,082
2022$5,520.00 Homeowner's exemption$208,020 Land $45,311 Building $162,709$252,127 Land $45,311 Building $206,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 146 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies146 in force
Nearby Flood Claims14 (1992–2024)
Claims Outside the SFHA3 of 14
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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