12173 SE Echo Valley St, Clackamas, OR 97015 Property Records

Clackamas County property record for 12173 SE Echo Valley St, Clackamas, OR 97015

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,188 sqft · built 2017
OwnerIndividual Name on File
Tax Bill$7,131 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22E03DD02700

Property Details

APN / Parcel Number

Primary APN22E03DD02700
Alternative APN
  • 05031067

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area2,188 sqft Living Area

Exterior

Year BuiltBuilt 2017

Location & Zoning

Account Number05031067
Street Address12173 SE ECHO VALLEY ST
CityCLACKAMAS
StateOR
Zip97015-7209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION CAVALIER MEADOWS 4467 LT 7
Legal SubdivisionMEADOWS
Legal Lot Number7
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1000
Census Tract22105

Owner

12173 SE Echo Valley St is owned and occupied by an individual who acquired it in October 2025.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Mailing Address12173 SE ECHO VALLEY ST, CLACKAMAS, OR 97015-7209
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
NEW WAVE LENDING GROUP INC
Jan 26, 2018Warranty Deed, Subdivision Related Transfer · ARM
UMPQUA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2025
Deed SaleOct 29, 2025
Prior SaleJan 26, 2018 · Amount on File
Deed Document Number2025-042407
Record UpdatedJun 8, 2026

October 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCLACKAMAS OR
Recording DateOct 29, 2025
Property Address12173 SE ECHO VALLEY ST, CLACKAMAS, OR 97015-7209
Document Number0000042407
Map ReferenceDOC 2016-067003
Instrument DateOct 28, 2025
Instrument2025-042407
Transaction TypeTransfer
Record UpdatedNov 11, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TITLE OF OR

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12173 SE ECHO VALLEY ST, CLACKAMAS, OR 97015-7209

Mortgage

Document Number0000042408
DateOct 29, 2025
Instrument2025-042408
Lender
NameNEW WAVE LENDING GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

January 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJan 26, 2018
Property Address12173 SE ECHO VALLEY ST, CLACKAMAS, OR 97015-7209
Document Number0000005504
Map ReferenceDOC2016-067003
Instrument DateJan 25, 2018
Instrument2018-005504
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 19, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12173 SE ECHO VALLEY ST, CLACKAMAS, OR 97015-7209

Mortgage

Document Number0000005505
DateJan 26, 2018
Instrument2018-005505
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateFeb 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 12173 SE Echo Valley St was $7,131.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityHappy Valley City
Unified School DistrictNorth Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,131.00$360,305$656,974 Land $266,274 Building $390,700
2023$6,687.00$339,623$639,396 Land $255,406 Building $383,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12173 SE Echo Valley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12173 SE Echo Valley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNRISE WATER AUTHORITY
serves 50,003 people · EPA ID OR4100635
Water SourcePurchased surface water from several systems
Last State InspectionMay 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on SE Echo Valley St

Nearby Streets

Search Property Records by Address or Parcel Number