12173 Rainbow Rd, Grass Valley, CA 95949 Property Records

Nevada County property record for 12173 Rainbow Rd, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1979
Lot Size	5.56 acres (242,194 sqft)
Owner	Individual Name on Record
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-470-006-000`

Property Details

APN / Parcel Number

Primary APN	`026-470-006-000`
Alternative APN	`26-470-06-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Architectural Style	Traditional
Lot Area	242,194 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	26-470-06-000
Street Address	12173 RAINBOW RD
City	GRASS VALLEY
State	CA
Zip	95949-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-5
Legal Description	LOT 13 CLOVER VALLEY RANCHES
Legal Subdivision	CLOVER VALLEY RANCHES
Legal Lot Number	13
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2016
Census Tract	102

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12173 RAINBOW RD, GRASS VALLEY, CA 95949-6402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit CAHP CREDIT UNION
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit C A H P CU
Aug 14, 2020	Grant Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 16, 2013
Transfer Doc	0000033240
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Jun 18, 2026
Property Address	12173 RAINBOW RD, GRASS VALLEY, CA 95949-6402
Document Number	0000009733
Instrument Date	Jun 15, 2026
Instrument	20269733
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12173 RAINBOW RD, GRASS VALLEY, CA 95949-6402

Mortgage

Document Number	0000009733,
Date	Jun 18, 2026
Instrument	20269733

Lender

Name	CAHP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12173 RAINBOW RD, GRASS VALLEY, CA 95949-6402
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12173 RAINBOW RD, GRASS VALLEY, CA 95949-6402

Mortgage

Document Number	0000007211
Date	Jun 6, 2023
Instrument	20230007211

Lender

Name	C A H P CU
Type	Credit Union
Address	SACRAMENTO, CA 95827

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 14, 2020
Property Address	12173 RAINBOW RD, GRASS VALLEY, CA 95949-6402
Document Number	0000019721
Instrument Date	Aug 11, 2020
Instrument	19721
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12713 RAINBOW RD GRASS VALLEY CA 95949, GRASS VALLEY, CA 95949

Mortgage

Document Number	19722
Date	Aug 14, 2020
Instrument	19722

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,987 (+2%) Land $93,846 Building $309,141
2025	$4,742.00 (+4.5%)	$395,086 (+4.04%) Land $92,006 Building $303,080
2023	$4,538.00 (+0.93%)	$379,746 Land $88,434 Building $291,312	$467,820
2022	$4,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: Race Communications.

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