12171 Trout Ln, Machipongo, VA 23405 Property Records

Northampton County property record for 12171 Trout Ln, Machipongo, VA 23405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,108 sqft · built 2001
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2018)
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38A2-1-226`

Property Details

APN / Parcel Number

Primary APN	`38A2-1-226`
Alternative APNs	`476740` `1267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,108 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	476740
Street Address	12171 TROUT LN
City	MACHIPONGO
State	VA
Zip	23405-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #226 SECTION II VAUCLUSE LOT #226 SECTION II VAUCLUSE
Legal Lot Number	226
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	4
Census Block Group	1
Census Block	1020
Census Tract	930200

Owner

12171 Trout Ln is owned by an individual who acquired it in April 2020.

Source: Northampton County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3500 CHAPMAN RD, RANDALLSTOWN, MD 21133-3502
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · ARM NORTHWEST FEDERAL CREDIT UNION
Apr 17, 2020	Intrafamily Transfer, Transfer · ARM NORTHWEST FEDERAL CREDIT UNION
May 18, 2018	Warranty Deed, Transfer · ARM FIRST GUARANTY MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	180000698
Last Transfer Date	Apr 17, 2020
Transfer Doc	200000614
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	12171 TROUT LN, MACHIPONGO, VA 23405-2207
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	NOT AVAILABLE, NORTHWEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000615
Date	Apr 17, 2020
Instrument	200000615

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHAMPTON VA
Recording Date	Apr 17, 2020
Property Address	12171 TROUT LN, MACHIPONGO, VA 23405-2207
Document Number	200000614
Instrument Date	Apr 13, 2020
Instrument	200000614
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 CHAPMAN RD, RANDALLSTOWN, MD 21133-3502

Mortgage

Document Number	0200000615
Date	Apr 17, 2020
Instrument	200000615

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	May 18, 2018
Property Address	12171 TROUT LN, MACHIPONGO, VA 23405-2207
Document Number	180000698
Instrument Date	May 11, 2018
Instrument	180000698
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 CHAPMAN RD, RANDALLSTOWN, MD 21133-3502

Mortgage

Document Number	180000699
Date	May 18, 2018
Instrument	180000699

Lender

Name	FIRST GUARANTY MORTGAGE CORPORATION

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 12171 Trout Ln was $3,639.

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,639.00	$516,200 Land $129,000 Building $387,200
2024			$516,200 (+34.78%) Land $129,000 Building $387,200
2023	$2,910.00	$383,000 Land $123,000 Building $260,000	$383,000 Land $123,000 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12171 Trout Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (1990–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12171 Trout Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Trout Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures