1217 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1217 W 3rd St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1909
Lot Size0.073 acres (3,200 sqft)
OwnerIndividual Name on File
Last Sale$25,500 (Apr 2013)
Tax Bill$392 (2025)
Flood ZoneZone X (minimal risk)
APN8913-26-308-019

Property Details

APN / Parcel Number

Primary APN8913-26-308-019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,272 sqft Living Area
1st Floor Area636 sqft
Basement Area636 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,200 sqft (0.073 acres)
Lot Dimensions80 ft deep x 40 ft wide
Garage TypeDetached
Garage Area315 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1217 W 3RD ST
CityWATERLOO
StateIA
Zip50701-2711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITNEY AND SEDGWICKS ADDITION NE 40 FT LOT 7 BLK 7 NE 40 FT NW 20 FT LOT 8 BLK 7
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionWHITNEY AND SEDGWICKS ADDITION
Legal Block7
Legal Lot Number7,8
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1020
Census Tract300

Owner

1217 W 3rd St is owned and occupied by an individual who acquired it in July 2015.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address1217 W 3RD ST, WATERLOO, IA 50701-2711
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2013 · Amount on File
Deed SaleApr 25, 2013 · Amount on File
Deed Document Number201322147
Last Transfer DateJul 29, 2015
Transfer Doc201700000574
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1217 W 3rd St was $392 with a homeowner's exemption, up 28.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$392.00 (+28.95%) Homeowner's exemption$53,650 Land $4,560 Building $49,090$53,650 Land $4,560 Building $49,090
2024$304.00
2023$46,370 (+22.38%) Land $4,560 Building $41,810$46,370 Land $4,560 Building $41,810
2022$562.00 Homeowner's exemption$37,890 Land $4,560 Building $33,330
2021$37,890 Land $4,560 Building $33,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1217 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1217 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on W 3rd St

Nearby Streets

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