Cleveland County property record for 1217 Starlight Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,179 sqft · built 1973 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,646 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27587 |
| Primary APN | 27587 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,179 sqft Finished Area |
| Basement Area | 954 sqft |
| Finished Basement | 477 sqft |
| Unfinished Basement | 477 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 14,157 sqft (0.325 acres) |
| Lot Dimensions | 143 ft deep x 99 ft wide |
| Garage Type | Carport |
| Garage Area | 392 sqft |
| Carport | Carport |
| Carport Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 448 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 444 sqft |
| Deck Area | 480 sqft |
| Canopy | 49 sqft |
| Storage Building | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1365446 |
|---|---|
| Street Address | 1217 STARLIGHT DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #78,PT#77PB12-74WESTWDHTS LIFE ESTATE |
| Legal Subdivision | WESTWOOD HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 951200 |
1217 Starlight Dr is owned and occupied by two individuals who acquired it in September 2024.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1217 STARLIGHT DR, SHELBY, NC 28152-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 4, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 |
| Deed Sale | Aug 4, 2020 |
| Prior Sale | Oct 27, 2016 · Amount on File |
| Deed Document Number | 202042389 |
| Deed Book / Page | 1818 / 1381 |
| Last Transfer Date | Sep 11, 2024 |
| Transfer Doc | 0019290206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1217 STARLIGHT DR, SHELBY, NC 28152-7017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1217 STARLIGHT DR, SHELBY, NC 28152-7017 |
| Document Number | 0019592931 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 1959/2931 |
| Instrument | 200120843 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1217 STARLIGHT DR, SHELBY, NC 28152-7017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0018691579 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 1869/1579 |
| Instrument | 200071043 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 4, 2020 |
| Property Address | 1217 STARLIGHT DR, SHELBY, NC 28152-7017 |
| Document Number | 0018181381 |
| Book / Page | 1818 / 1381 |
| Map Reference | MB 12 PG 74 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 200042389 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1217 STARLIGHT DR, SHELBY, NC 28152-7017 |
| Document Number | 18181384 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 1818/1384 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 1217 Starlight Dr was $2,646, up 1.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,646.00 (+1.42%) | $262,248 (-) Land $13,860 Building $248,388 | $262,248 (-) Land $13,860 Building $248,388 |
| 2025 | $2,609.00 | $262,248 Land $13,860 Building $248,388 | $262,248 Land $13,860 Building $248,388 |
| 2023 | $171,392 Land $11,880 Building $159,512 | $171,392 Land $11,880 Building $159,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1217 Starlight Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2000–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1217 Starlight Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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