1217 S Cedar St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1217 S Cedar St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 876 sqft · built 1920
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$92,000 (Nov 2020)
Tax Bill$2,458 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN050-270-000-013-00

Property Details

APN / Parcel Number

Primary APN050-270-000-013-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area876 sqft Living Area
1st Floor Area876 sqft
Basement Area876 sqft
Unfinished Basement876 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area13,068 sqft (0.3 acres)
Garage Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1217 S CEDAR ST
CityOWOSSO
StateMI
Zip48867-4225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 20 21 & N 20' LOT 22 GRAND VIEW ADD INCL 12 ADJ CLSD ALLEY
Legal SubdivisionGRAND VIEW ADD
Legal Lot Number20-22
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1016
Census Tract30800

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1217 S CEDAR ST, OWOSSO, MI 48867-4225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Warranty Deed, Transfer · FHA Mortgage
MID-AMERICAN MORTGAGE INC
Aug 13, 2019Warranty Deed, Transfer
CISLO TITLE, CISLO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Deed Document Number20203339205
Deed Book / Page1275 / 520
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateNov 23, 2020
Property Address1217 S CEDAR ST, OWOSSO, MI 48867-4225
Document Number0012750520
Book / Page1275 / 520
Map ReferenceLB 1 PG 59
Instrument DateNov 12, 2020
Instrument3339205
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8007 W TAYLOR RD, 8007, MEARS, MI 49436-9562

Transferred To (Grantee/Buyer)

NameVerified Name
Address1217 S CEDAR ST, OWOSSO, MI 48867-4225

Mortgage

Document Number3339206
DateNov 23, 2020
Instrument3339206
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateAug 13, 2019
Property Address1217 S CEDAR ST, OWOSSO, MI 48867-4225
Document Number0012590975
Book / Page001259 / 000975
Instrument DateAug 9, 2019
Instrument3323540
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyCISLO TITLE, CISLO TITLE CO

Transaction

AmountAmount Recorded
Tax$656.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address8007 W TAYLOR RD MEARS MI 494369562, MEARS, MI 49436-9562

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,400 (+10.26%)$126,800 (+10.26%)
2025$2,458.00 (+2.72%) Homeowner's exemption$57,500 (+21.31%)$115,000 (+21.31%)
2024$2,393.00
2023$2,393.00 Homeowner's exemption$47,400$94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–1985)
Most Recent ClaimFeb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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