1217 Old Mountain Rd S, Joppa, MD 21085 Property Records

Harford County property record for 1217 Old Mountain Rd S, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,035 sqft · built 1945
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2017)
Tax Bill	$2,595 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-040464`

Property Details

APN / Parcel Number

Primary APN	`01-040464`
Alternative APNs	`1040464` `040464`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,035 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	040464
Street Address	1217 OLD MOUNTAIN RD S
City	JOPPA
State	MD
Zip	21085-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.11 AC 1217 OLD MOUNTAIN RD S E OF JOPPA
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2004
Census Tract	301301

Owner

1217 Old Mountain Rd S is owned and occupied by two individuals who bought it in June 2017.

Source: Harford County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1217 OLD MOUNTAIN RD S, JOPPA, MD 21085-3419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 19, 2017	Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	Jun 21, 2016 · Amount on File
Deed Document Number	201712393-0087
Deed Book / Page	12393 / 87
Prior Transfer Date	Feb 19, 2015
Prior Transfer Doc	0111480401
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1217 OLD MOUNTAIN RD S, JOPPA, MD 21085-3419
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 OLD MOUNTAIN RD S, JOPPA, MD 21085-3419

Mortgage

Document Number	0161790029
Date	Feb 21, 2024
Book Page	16179/29

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Jul 1, 2047

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 19, 2017
Property Address	1217 OLD MOUNTAIN RD S, JOPPA, MD 21085-3419
Document Number	0123930087
Book / Page	12393 / 0087
Instrument Date	Jun 16, 2017
Instrument	12393-0087
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1217 OLD MOUNTAIN RD S, JOPPA, MD 21085-3419

Mortgage

Document Number	0123930094
Date	Jun 19, 2017
Instrument	12393-0094

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1217 Old Mountain Rd S was $2,595 with a homeowner's exemption, up 12.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,595.00 (+12.83%) Homeowner's exemption	$238,100 Land $95,100 Building $143,000	$238,100 Land $95,100 Building $143,000
2025	$2,300.00 Homeowner's exemption
2023		$200,800 Land $95,100 Building $105,700	$200,800 Land $95,100 Building $105,700
2022	$2,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1217 Old Mountain Rd S in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1217 Old Mountain Rd S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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