Rowan County property record for 1217 E Main St, Morehead, KY 40351 · Last verified November 2025
| Property Type | Commercial > Retail |
|---|---|
| Square Footage | 936 sqft Total Area |
| Last Sale | $250,000 (2021) |
| Tax Bill | $718.00 (2025) |
| Primary APN | 080-30 00 146.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 936 sqft Total Area |
|---|---|
| Stories | 1 Stories |
| Exterior Material | Other Exterior |
|---|---|
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Heating Fuel | Gas Heating Fuel |
|---|
| Account Number | 2514 |
|---|---|
| Street Address | 1217 E MAIN ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1331 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | HOUSE & LOT EAST MAIN STREET |
| Jurisdiction | ROWAN KY |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 950202 |
Source: Rowan County records · APN 080-30 00 146.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON |
| Jan 15, 2021 | Deed, Transfer · Line of Credit KENTUCKY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on Record |
| Deed Sale | Jan 15, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2015 · Amount on Record |
| Deed Doc Number | 2007943 |
| Deed Book / Page | D278 / 265 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 1217 E MAIN ST, MOREHEAD, KY 40351-1331 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869 |
| Document Number | 00A490/414 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | A490/414 |
| Instrument | 2044606 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 19, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 1217 E MAIN ST, MOREHEAD, KY 40351-1331 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869 |
| Document Number | 00A490/414 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | A490/414 |
| Instrument | 2044606 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 19, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 15, 2021 |
| Property Address | 1217 E MAIN ST, MOREHEAD, KY 40351-1331 |
| Document Number | 00D278/265 |
| Book / Page | D278 / 265 |
| Map Reference | MB 68 PG 104 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2007943 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 624 KNAPP AVE, MOREHEAD, KY 40351-1128 |
| Name | Verified Name |
|---|---|
| Address | 554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869 |
| Document Number | 0002007944 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2007944 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2041 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $718.00 (+19.07%) | $85,840 (+21.17%) Land $25,000 Building $60,840 | $85,840 (+21.17%) Land $25,000 Building $60,840 |
| 2023 | $603.00 | $70,840 Land $10,000 Building $60,840 | $70,840 Land $10,000 Building $60,840 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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