1217 Deloris Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1217 Deloris Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 888 sqft · built 1961
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Nov 2023)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8913-28-102-031`

Property Details

APN / Parcel Number

Primary APN	`8913-28-102-031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Finished Basement	575 sqft
Unfinished Basement	888 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	112 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1217 DELORIS DR
City	WATERLOO
State	IA
Zip	50701-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEL AIR HEIGHTS LOT 3
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	BEL AIR HEIGHTS
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2021
Census Tract	1502

Owner

1217 Deloris Dr is owned and occupied by two individuals who acquired it in February 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1217 DELORIS DR, WATERLOO, IA 50701-3222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Nov 28, 2006	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 17, 2026	Intrafamily Transfer, Transfer
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 7, 2011	Warranty Deed, Transfer · VA Mortgage VALLEY BANK
Mar 29, 2005	Warranty Deed, Transfer · ARM CREVECOR MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Nov 21, 2022 · Amount on File
Deed Document Number	20238093
Last Transfer Date	Feb 6, 2026
Transfer Doc	0202602004
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1217 DELORIS DR, WATERLOO, IA 50701-3222
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 DELORIS DR, WATERLOO, IA 50701-3222

Mortgage

Document Number	202300015868
Date	May 26, 2023
Instrument	202300015868

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1217 DELORIS DR, WATERLOO, IA 50701-3222
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007012182
Date	Nov 28, 2006
Instrument	2007012182

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BALTIMORE, MD 21297

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2036

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 17, 2026
Property Address	1217 DELORIS DR, WATERLOO, IA 50701-3222
Document Number	0202602004
Instrument Date	Feb 6, 2026
Instrument	2026-02004
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1217 DELORIS DR, WATERLOO, IA 50701-3222

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 21, 2022
Property Address	1217 DELORIS DR, WATERLOO, IA 50701-3222
Document Number	202300008093
Instrument Date	Nov 17, 2022
Instrument	202300008093
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 DELORIS DR, WATERLOO, IA 50701-3222

Mortgage

Document Number	202300008094
Date	Nov 21, 2022
Instrument	202300008094

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 7, 2011
Property Address	1217 DELORIS DR, WATERLOO, IA 50701-3222
Document Number	2012004223
Instrument Date	Sep 2, 2011
Instrument	2012004223
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 DELORIS DR, WATERLOO, IA 50701-3222
Investor	Possibly a Property Investor

Mortgage

Document Number	2012004224
Date	Sep 7, 2011
Instrument	2012004224

Lender

Name	VALLEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2041

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 29, 2005
Property Address	1217 DELORIS DR, WATERLOO, IA 50701-3222
Document Number	2005022128
Instrument Date	Mar 22, 2005
Instrument	2005022128
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ALL AMERICAN ESCROW AND TITLE, ALL AMERICAN ESCROW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1217 DELORIS DR, WATERLOO, IA 50701-3222

Mortgage

Document Number	2005022129
Date	Mar 29, 2005
Instrument	2005022129

Lender

Name	CREVECOR MORTGAGE INC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	9.3%
Type Change Date	Apr 1, 2007
Change Frequency	6 Months
Min Rate At Change	9.3%
Max Rate At Change	11.3%
Index	LIBOR
Max Rate	15.3%

Tax Assessment & Valuation

The 2025 property tax bill for 1217 Deloris Dr was $2,936 with a homeowner's exemption, up 3.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,936.00 (+3.89%) Homeowner's exemption	$154,750 Land $17,710 Building $137,040	$154,750 Land $17,710 Building $137,040
2024	$2,826.00
2023		$130,940 (+18.65%) Land $17,710 Building $113,230	$130,940 Land $17,710 Building $113,230
2022	$2,154.00 Homeowner's exemption	$110,360 Land $17,710 Building $92,650
2021			$110,360 Land $17,710 Building $92,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1217 Deloris Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1217 Deloris Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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