1217 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1217 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,281 sqft · built 1947
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Jun 2026)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-14-0048`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-14-0048`
Alternative APNs	`8244864` `278777`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	852 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Game Room	Game Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	278777
Street Address	1217 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSDALE, ST. PAUL LOT 25 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	HILLSDALE, ST. PAUL
Legal Block	2
Legal Lot Number	25
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	31600

Owner

1217 Cook Ave E is owned and occupied by an individual who bought it in June 2026.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1217 COOK AVE E, SAINT PAUL, MN 55106-3442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Jan 28, 2026	Warranty Deed, Transfer · Non-Conforming Investor Loan PINE FINANCIAL GROUP INC
Jun 10, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Oct 24, 2025 · Amount on File
Deed Document Number	20262818593
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 29, 2026
Property Address	1217 COOK AVE E, SAINT PAUL, MN 55106-3442
Document Number	0002818593
Instrument Date	Jun 1, 2026
Instrument	20262818593
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,827.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 COOK AVE E, SAINT PAUL, MN 55106-3442

Mortgage

Document Number	0002818594,
Date	Jun 29, 2026
Instrument	20262818594

Lender

Name	BELL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0002818596,
Date	Jun 29, 2026
Instrument	20262818596

Lender

Name	NEIGHBORWORKS HOME PARTNERS

Agreement

Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 28, 2026
Property Address	1217 COOK AVE E, SAINT PAUL, MN 55106-3442
Document Number	0T02809902
Instrument Date	Jan 28, 2026
Instrument	T02809902
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CLEAR SKIES TITLE LLC, CLEAR SKYE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 SUNSET CT, SAINT PAUL, MN 55117-1676

Mortgage

Document Number	0T02809903
Date	Jan 28, 2026
Instrument	T02809903

Lender

Name	PINE FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record

June 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Jun 10, 2025
Property Address	1217 COOK AVE E, SAINT PAUL, MN 55106-3442
Document Number	0T02795981
Instrument Date	Jun 10, 2025
Instrument	T02795981
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 COOK AVE E, SAINT PAUL, MN 55106-3442

Tax Assessment & Valuation

The 2025 property tax bill for 1217 Cook Ave E was $4,452, down 0.9% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,100 (-2.49%) Land $25,000 Building $222,100	$247,100 (-2.49%) Land $25,000 Building $222,100
2025	$4,452.00 (-0.89%)	$253,400 Land $25,000 Building $228,400	$253,400 Land $25,000 Building $228,400
2024	$4,492.00 (+1.35%)
2023	$4,432.00 Homeowner's exemption	$245,700 Land $20,000 Building $225,700	$245,700 Land $20,000 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1217 Cook Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1217 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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