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12165 Wildcat Canyon Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 12165 Wildcat Canyon Rd, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,087 sqft · built 1993
Lot Size15.1 acres (659,498 sqft)
Owner2 Individual Names on File
Tax Bill$5,076 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN389-040-35-00

Property Details

APN / Parcel Number

Primary APN389-040-35-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,087 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area659,498 sqft
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address12165 WILDCAT CANYON RD
CityLAKESIDE
StateCA
Zip92040-1588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 2 (EX ST) TR PM12253
Legal SubdivisionPARCEL MAP NO 12253
Legal Tract12253
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1023
Census Tract16902

Owner

Source: San Diego County records · APN 389-040-35-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12165 WILDCAT CANYON RD, LAKESIDE, CA 92040-1588
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 07, 2019Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2012
Deed SaleDec 21, 2012
Prior SaleMar 04, 2010 · Amount on Record
Deed Document Number2012807886
Prior Transfer DateDec 14, 2012
Prior Transfer Doc0000807886
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12165 WILDCAT CANYON RD, LAKESIDE, CA 92040-1588
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address12165 WILDCAT CANYON RD, LAKESIDE, CA 92040-1588

Mortgage

Document Number0000798233
DateDec 11, 2020
Instrument2020-0798233
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12165 WILDCAT CANYON RD, LAKESIDE, CA 92040-1588
Document Number0000459493
Instrument DateOct 07, 2019
Transaction TypeMortgage
Record UpdatedOct 21, 2019
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12165 WILDCAT CANYON RD LAKESIDE CA 920401588, LAKESIDE, CA 92040-1588

Mortgage

Document Number0000459493
DateOct 11, 2019
Instrument459493
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueOct 10, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$421,310 (+2%) Land $197,488 Building $223,822
2025$5,076.00 (+4.96%)$413,050 (+4.04%) Land $193,616 Building $219,434
2023$4,836.00 (+2.92%)$397,013 Land $186,099 Building $210,914
2022$4,699.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims29 (1978–2016)
Claims Outside the SFHA1 of 29
Most Recent ClaimMar 2016 · other causes
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskExtreme
above 98.8% of the US · above 92% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Canyon Wireless
Fixed Wireless		70 / 30

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wildcat Canyon Rd

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