12164 Carmichael Cir, Irwin, PA 15642 Property Records

Westmoreland County property record for 12164 Carmichael Cir, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Details	2,352 sqft · built 2006
Lot Size	0.575 acres (25,080 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Aug 2015)
Tax Bill	$7,671 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2018 Mortgage
APN	`54-14-04-0-058`

Property Details

APN / Parcel Number

Primary APN	`54-14-04-0-058`
Alternative APN	`0540140040058`

Interior

Stories	2 Stories
Building Area	2,352 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	25,080 sqft (0.575 acres)
Lot Dimensions	220 ft deep x 114 ft wide

Location & Zoning

Street Address	12164 CARMICHAEL CIR
City	IRWIN
State	PA
Zip	15642-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4083 FRANKLIN FARMS PH 4 114 X 220
Legal Subdivision	FRANKLIN FARMS PLAN OF LOTS PHASE IV
Legal Phase	4
Legal Lot Number	4083
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	1
Census Block	1014
Census Tract	803400

Owner

12164 Carmichael Cir is owned and occupied by an individual who bought it in August 2015.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	12164 CARMICHAEL CIR, IRWIN, PA 15642-7032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2015 · Amount on File
Deed Sale	Aug 20, 2015 · Amount on File
Prior Sale	Jun 6, 2006 · Amount on File
Deed Document Number	201528448
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12164 CARMICHAEL CIR, NORTH HUNTINGDON, PA 15642-7032
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048006
Date	Nov 18, 2021
Instrument	202111180048006

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	116 Months
Due	Jul 1, 2031

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12164 CARMICHAEL CIR, NORTH HUNTINGDON, PA 15642-7032
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023781
Date	Jul 27, 2018
Instrument	201807270023781

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	IRWIN, PA 15642

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	264 Months
Due	Jul 5, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 12164 Carmichael Cir was $7,671, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,671.00 (+2.57%)	$54,860 Land $11,920 Building $42,940
2025	$7,479.00 (+8.34%)		$54,860 Land $11,920 Building $42,940
2024	$6,903.00	$54,860 Land $11,920 Building $42,940
1972			$54,860 Land $11,920 Building $42,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 12164 Carmichael Cir; there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1983–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12164 Carmichael Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carmichael Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures