Hernando County property record for 12163 Bagdad St, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1987 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jun 2021) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5200-1292-0090 |
| Primary APN | R32-323-17-5200-1292-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,002 sqft |
| 1st Floor Area | 1,400 sqft |
| Utility Area | 126 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 602 sqft |
| Patio Area | 144 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00691683 |
|---|---|
| Street Address | 12163 BAGDAD ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 20 BLK 1292 LOT 9 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 20 |
| Legal Block | 1292 |
| Legal Lot Number | 9 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 41003 |
Source: Hernando County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12163 BAGDAD ST, SPRING HILL, FL 34608-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jun 16, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Dec 14, 2020 | Warranty Deed, Transfer YOUR TITLE CONNECTION LLC |
| Aug 31, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on Record |
| Deed Sale | Jun 16, 2021 · Amount on Record |
| Prior Sale | Dec 14, 2020 · Amount on Record |
| Deed Document Number | 202145388 |
| Deed Book / Page | 4013 / 1584 |
| Prior Transfer Date | Aug 24, 2020 |
| Prior Transfer Doc | 0038820494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 12163 BAGDAD ST, SPRING HILL, FL 34608-1602 |
| Document Number | 0000049174 |
| Book / Page | 4737 / 1749 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202649174 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12163 BAGDAD ST, SPRING HILL, FL 34608-1602 |
| Document Number | 0000049174, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 4737/1749 |
| Instrument | 202649174 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 1, 2051 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 16, 2021 |
| Property Address | 12163 BAGDAD ST, SPRING HILL, FL 34608-1602 |
| Document Number | 0040131584 |
| Book / Page | 4013 / 1584 |
| Map Reference | MB 9 PG 65-80 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021045388 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5155 SUWANNEE RD, 5155, WEEKI WACHEE, FL 34607-2354 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12163 BAGDAD ST, SPRING HILL, FL 34608-1602 |
| Document Number | 40131586 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 4013/1586 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 14, 2020 |
| Property Address | 12163 BAGDAD ST, SPRING HILL, FL 34608-1602 |
| Document Number | 0039250445 |
| Book / Page | 003925 / 000445 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 78341 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | YOUR TITLE CONNECTION LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5155 SUWANNEE RD WEEKI WACHEE FL 346072354, WEEKI WACHEE, FL 34607-2354 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 12163 BAGDAD ST, SPRING HILL, FL 34608-1602 |
| Document Number | 0038820494 |
| Book / Page | 003882 / 000494 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 53527 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3881 GAINER SPRING AVE NEW PORT RICHEY FL 346536965, NEW PORT RICHEY, FL 34653-6965 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,264.00 (+27.65%) | $180,204 (+7%) Land $38,500 Building $141,704 | $180,204 (+7%) Land $38,500 Building $141,704 |
| 2023 | $168,413 (+9.95%) Land $34,495 Building $133,918 | ||
| 2022 | $2,557.00 | $153,169 Land $19,800 Building $133,369 | $168,413 Land $30,500 Building $137,913 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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