1440 COLUMBIA ST 1804, 1804, SAN DIEGO, CA 92101-3481
Mortgage
Document Number
0000369884
Date
Sep 20, 2022
Instrument
2022-0369884
Lender
Name
OAKTREE FUNDING CORP
Type
Subprime Lender
Address
UPLAND, CA 91786
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2052
May 2022: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
May 24, 2022
Property Address
12161 PAGOSA LN, LAKESIDE, CA 92040-1718
Document Number
0000220923
Instrument Date
May 3, 2022
Instrument
2022-0220923
Transaction Type
Transfer
Record Updated
May 31, 2022
Title Company
CORINTHIAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12161 PAGOSA LN, LAKESIDE, CA 92040-1718
Mortgage
Document Number
0000220924
Date
May 24, 2022
Instrument
2022-0220924
Lender
Name
ALEXANDER GERSHMAN
Type
Private Party
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
13 Months
Due
Jun 1, 2023
Mortgage
Document Number
0000220925
Date
May 24, 2022
Instrument
2022-0220925
Lender
Name
FAVELUKIS LIVING TRUST
Type
Private Party
Address
3525 DEL MAR HEIGHTS RD # 948, SAN DIEGO, CA 92130
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
13 Months
Due
Jun 1, 2023
January 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
12161 PAGOSA LN, LAKESIDE, CA 92040-1718
Transaction Type
Mortgage
Record Updated
Jan 14, 2022
Title Company
SERVICELINK
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12161 PAGOSA LN, LAKESIDE, CA 92040-1718
Mortgage
Document Number
0000006411
Date
Jan 5, 2022
Instrument
2022-0006411
Lender
Name
PENNYMAC LOAN SERVICES LLC
Type
Mortgage Company
Address
IRVINE, CA 92602
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
334 Months
Due
Nov 1, 2049
December 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Dec 17, 2019
Property Address
12161 PAGOSA LN, LAKESIDE, CA 92040-1718
Document Number
0000589313
Instrument Date
Dec 17, 2019
Instrument
589313
Transaction Type
Transfer
Record Updated
Dec 30, 2019
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
12161 PAGOSA LN LAKESIDE CA 920401718, LAKESIDE, CA 92040-1718
October 2019: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN DIEGO CA
Recording Date
Oct 16, 2019
Property Address
12161 PAGOSA LN, LAKESIDE, CA 92040-1718
Document Number
0000466151
Instrument Date
Oct 10, 2019
Instrument
2019-0466151
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
TICOR TITLE SD
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
12161 PAGOSA LN, LAKESIDE, CA 92040-1718
Mortgage
Document Number
0000466152
Date
Oct 16, 2019
Instrument
2019-0466152
Lender
Name
STEARNS LENDING LLC
Type
Funding / Finance Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2049
August 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Aug 8, 2018
Property Address
12161 PAGOSA LN, LAKESIDE, CA 92040-1718
Document Number
0000324613
Instrument Date
Jul 23, 2018
Instrument
324613
Transaction Type
Transfer
Record Updated
Aug 15, 2018
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
12161 PAGOSA LN LAKESIDE CA 920401718, LAKESIDE, CA 92040-1718
October 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Oct 9, 2017
Property Address
12161 PAGOSA LN, LAKESIDE, CA 92040-1718
Document Number
0000465232
Instrument Date
Sep 22, 2017
Instrument
465232
Transaction Type
Transfer
Record Updated
Oct 13, 2017
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
12161 PAGOSA LN LAKESIDE CA 920401718, LAKESIDE, CA 92040-1718
Tax Assessment & Valuation
The 2025 property tax bill for 12161 Pagosa Ln was $19,413, up 1.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Secondary School District
Grossmont Union High School District (09 - 12)
Elementary School District
Lakeside Union Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,650,708 (+2%)Land $1,082,432Building $568,276
2025
$19,413.00 (+1.57%)
$1,618,342Land $1,061,208Building $557,134
2024
$19,112.00 (+3.64%)
2023
$18,440.00 (+151.26%)
$1,555,500Land $1,020,000Building $535,500
2022
$7,339.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 12161 Pagosa Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
4 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 12161 Pagosa Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood
0.1% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source
Purchased surface water from several systems
Last State Inspection
Nov 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025