12160 Folger St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12160 Folger St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,674 sqft · built 2024
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$304,990 (Mar 2024)
Tax Bill	$3,532 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0665-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0665-0060`
Alternative APNs	`00292141` `292141`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 133 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00292141
Street Address	12160 FOLGER ST
City	SPRING HILL
State	FL
Zip	34609-5751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 665 LOT 6
Legal Range	18E
Legal Township	23S
Legal Section	29
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	665
Legal Lot Number	6
Legal Unit	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2022
Census Tract	40912

Owner

12160 Folger St is owned and occupied by an individual who bought it in March 2024.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	12160 FOLGER ST, SPRING HILL, FL 34609-5751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Warranty Deed, Transfer · Conventional Mortgage GTE FCU
Aug 8, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Prior Sale	Aug 8, 2023 · Amount on File
Deed Document Number	2024014065
Deed Book / Page	4399 / 918
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 6, 2024
Property Address	12160 FOLGER ST, SPRING HILL, FL 34609-5751
Document Number	0043990918
Book / Page	4399 / 918
Map Reference	MB 8 PG 54-66
Instrument Date	Feb 22, 2024
Instrument	2024014065
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	HEARTLAND TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12160 FOLGER ST, SPRING HILL, FL 34609-5751

Mortgage

Document Number	0004399920
Date	Mar 6, 2024
Instrument	4399/920

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 8, 2023
Property Address	12160 FOLGER ST, SPRING HILL, FL 34609-5751
Document Number	0043290348
Book / Page	4329 / 348
Map Reference	MB 8 PG 54-66
Instrument Date	Aug 1, 2023
Instrument	2023049371
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 MARTROY LN, WALLINGFORD, PA 19086-6314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12160 Folger St was $3,532 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,532.00 Additional exemption filed	$286,889 Land $49,212 Building $237,677	$286,889 Land $49,212 Building $237,677
2023		$24,453 (-40.53%)
2022	$493.00	$41,119 Land $41,119	$43,744 Land $43,744

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12160 Folger St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12160 Folger St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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