1216 Stern Way, Fleming Island, FL 32003 Property Records

Clay County property record for 1216 Stern Way, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 1999
Lot Size	0.215 acres (9,367 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`44-04-26-014075-005-24`

Property Details

APN / Parcel Number

Primary APN	`44-04-26-014075-005-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	1,988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,367 sqft (0.215 acres)
Garage Type	Attached
Garage Area	380 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Screened/Unfinished Porch
Porch Area	590 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1216 STERN WAY
City	FLEMING ISLAND
State	FL
Zip	32003-7270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 243 HARBOR ISLAND UNIT 2 AS REC OR 1773 PG 853,3899 PG 2039 & 4675 PG 1590
Legal Range	26E
Legal Township	04S
Legal Section	44
Legal Subdivision	HARBOR ISLAND UNIT 2
Legal Lot Number	243
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3000
Census Tract	30705

Owner

1216 Stern Way is owned and occupied by two individuals who acquired it in September 2016.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1216 STERN WAY, FLEMING ISLAND, FL 32003-7270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 14, 2016
Transfer Doc	0038992039
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 19, 2022
Property Address	1216 STERN WAY, FLEMING ISLAND, FL 32003-7270
Document Number	0046751590
Book / Page	4675 / 1590
Map Reference	MB 31 PG 27-34
Instrument Date	Dec 19, 2022
Instrument	2022072847
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1525 KINGSLEY AVE APT 302, 302, ORANGE PARK, FL 32073-4578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 STERN WAY, FLEMING ISLAND, FL 32003-7270

Tax Assessment & Valuation

The 2025 property tax bill for 1216 Stern Way was $3,718 with a homeowner's exemption, up 4.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,718.00 (+4.82%) Homeowner's exemption	$283,919	$365,083 Land $55,000 Building $310,083
2024	$3,547.00 (-6.46%)
2023	$3,792.00 (+52.6%) Homeowner's exemption	$267,882 (+41.4%)	$345,247 (+12.24%) Land $55,000 Building $290,247
2022	$2,485.00 Homeowner's exemption Widower's exemption	$189,448	$307,607 Land $45,000 Building $262,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1216 Stern Way in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	36 (2012–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 3 claims Hurricane Irma, Sep 2017 · 30 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1216 Stern Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20