1216 Oconee Rdg, Commerce, GA 30529 Property Records

Jackson County property record for 1216 Oconee Rdg, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,404 sqft · built 2018
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Dec 2018)
Tax Bill	$4,489 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035A 034`

Property Details

APN / Parcel Number

Primary APN	`035A 034`
Alternative APN	`34587`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,404 sqft Heated Area
1st Floor Area	2,004 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Attached
Garage Area	446 sqft
Porch	Slab
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34587
Street Address	1216 OCONEE RDG
City	COMMERCE
State	GA
Zip	30529-4193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 34 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	34
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

1216 Oconee Rdg is owned and occupied by two individuals who bought it in December 2018.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1216 OCONEE RDG, COMMERCE, GA 30529-4193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Oct 9, 2019	Deed of Trust, Mortgage · FHA Mortgage BANKSOUTH MTG CO LLC
Jan 4, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOMESTAR FIN'L
Oct 3, 2018	Grant Deed, Construction Loan · Line of Credit ENTEGRA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on File
Deed Sale	Dec 31, 2018 · Amount on File
Prior Sale	Sep 12, 2018 · Amount on File
Deed Document Number	20184812
Deed Book / Page	83E / 778
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1216 OCONEE RDG, COMMERCE, GA 30529-4193
Document Number	00093H0522
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1216 OCONEE RDG COMMERCE GA 305294193, COMMERCE, GA 30529-4193

Mortgage

Document Number	00093H0522
Date	Dec 30, 2020
Book Page	00093H/000522

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1216 OCONEE RDG, COMMERCE, GA 30529-4193
Document Number	00086Q0057
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1216 OCONEE RDG COMMERCE GA 305294193, COMMERCE, GA 30529-4193

Mortgage

Document Number	00086Q0057
Date	Oct 25, 2019
Book Page	00086Q/000057

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 4, 2019
Property Address	1216 OCONEE RDG, COMMERCE, GA 30529-4193
Document Number	00083E0778
Book / Page	00083E / 000778
Instrument Date	Dec 31, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1216 OCONEE RDG COMMERCE GA 305294193, COMMERCE, GA 30529-4193

Mortgage

Document Number	83E0779
Date	Jan 4, 2019
Book Page	00083E/000779

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

October 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 3, 2018
Property Address	1216 OCONEE RDG, COMMERCE, GA 30529-4193
Document Number	00082I0624
Book / Page	00082I / 000624
Instrument Date	Sep 12, 2018
Transaction Type	Construction Loan
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$22.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1216 OCONEE RDG COMMERCE GA 305294193, COMMERCE, GA 30529-4193
Investor	Possibly a Property Investor

Mortgage

Document Number	82I0625
Date	Oct 3, 2018
Book Page	00082I/000625

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 2, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1216 Oconee Rdg was $4,489 with a homeowner's exemption, down 3.2% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,600 (-) Land $20,000 Building $148,600	$421,500 (-) Land $50,000 Building $371,500
2025	$4,489.00 (-3.17%) Homeowner's exemption	$168,600 (-) Land $20,000 Building $148,600	$421,500 (-) Land $50,000 Building $371,500
2024	$4,636.00 (+17.66%) Homeowner's exemption	$168,600 (+12.01%) Land $20,000 Building $148,600	$421,500 (+12.01%) Land $50,000 Building $371,500
2023	$3,940.00 (-0.28%) Homeowner's exemption	$150,520 (+22.81%) Land $20,000 Building $130,520	$376,300 (+22.81%) Land $50,000 Building $326,300
2022	$3,951.00 Homeowner's exemption	$122,560 Land $20,000 Building $102,560	$306,400 Land $50,000 Building $256,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1216 Oconee Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1216 Oconee Rdg is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oconee Rdg

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