1216 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1216 E Main St, Chattanooga, TN 37408

Property Summary

Property Type	Office Building
Details	18,866 sqft · built 1910
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Tax Bill	$7,870 (2025)
Deeds & Mortgages	Jul 2018 Sale Mar 2018 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`146P K 018.01`

Property Details

APN / Parcel Number

Primary APN	`146P K 018.01`
Alternative APN	`0000382525`

Interior

Stories	1 Story
Building Area	18,866 sqft Total Area

Exterior

Year Built	Built 1910
Exterior Material	Brick
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	140 ft deep x 190 ft wide
Loading Dock	Loading Dock

Location & Zoning

Account Number	0000382525
Street Address	1216 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37408-1614
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	UGC
Legal Description	LT 1 WHEELHOUSE PB 101 PG 146 REV 114-103 OUT OF 146P K 018 FOR 2015
Legal Subdivision	ORANGE GROVE
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3010
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1216 E MAIN ST STE 120, 120, CHATTANOOGA, TN 37408-1615
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2018	Warranty Deed, Transfer FIRST TITLE COMPANY
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE BK/SIOUX CTY
Dec 1, 2017	Quit Claim Deed, Transfer TITLE GUARANTY
Jun 8, 2017	Loan Modification, Mortgage PINNACLE BK
Mar 14, 2016	Loan Modification, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017
Deed Sale	Dec 1, 2017
Deed Document Number	2017120100231
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 19, 2018
Property Address	1216 E MAIN ST, CHATTANOOGA, TN 37408-1614
Document Number	0719000128
Book / Page	011404 / 000711
Instrument Date	Jul 18, 2018
Instrument	180719000128
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 E MAIN ST #120 CHATTANOOGA TN 374081615, 120, CHATTANOOGA, TN 37408-1615

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1216 E MAIN ST, CHATTANOOGA, TN 37408-1614
Document Number	0000000087
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1216 E MAIN ST CHATTANOOGA TN 374081614, CHATTANOOGA, TN 37408-1614

Mortgage

Document Number	0000000087
Date	Mar 14, 2018
Book Page	011292/000912
Instrument	87

Lender

Name	PINNACLE BK/SIOUX CTY
Type	Bank
Address	801 BROAD ST, CHATTANOOGA, TN 37402-2671

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 1, 2017
Property Address	1216 E MAIN ST, CHATTANOOGA, TN 37408-1614
Document Number	0000000231
Book / Page	011217 / 000401
Instrument Date	Oct 4, 2017
Instrument	231
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	TITLE GUARANTY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1216 E MAIN ST #120 CHATTANOOGA TN 374081615, 120, CHATTANOOGA, TN 37408-1615

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1216 E MAIN ST, CHATTANOOGA, TN 37408-1614
Document Number	0000000131
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 E MAIN ST CHATTANOOGA TN 374081614, CHATTANOOGA, TN 37408-1614

Mortgage

Document Number	0000000131
Date	Jun 8, 2017
Book Page	011070/000896
Instrument	131

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded

March 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1216 E MAIN ST, CHATTANOOGA, TN 37408-1614
Document Number	0000000209
Instrument Date	Mar 14, 2016
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1216 E MAIN ST CHATTANOOGA TN 374081614, CHATTANOOGA, TN 37408-1614

Mortgage

Document Number	0000000209
Date	Mar 16, 2017
Book Page	011000/000910
Instrument	209

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,870.00 (+24.82%)	$519,280 (+84.25%)	$1,298,200 (+84.25%) Land $531,000 Building $767,200
2024	$6,305.00	$281,840 (-)	$704,600 (-) Land $273,500 Building $431,100
2023	$6,305.00	$281,840 (-)	$704,600 (-) Land $273,500 Building $431,100
2022	$6,305.00	$281,840	$704,600 Land $273,500 Building $431,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	24 (1983–2015)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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