1216 E Cross St, Centerville, IA 52544 Property Records

Appanoose County property record for 1216 E Cross St, Centerville, IA 52544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 1910
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Nov 2021)
Tax Bill	$3,450 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`341011000710000`

Property Details

APN / Parcel Number

Primary APN	`341011000710000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Basement Area	26 sqft
Finished Basement	26 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	161,172 sqft (3.7 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Deck Area	216 sqft
Patio Area	126 sqft
Utility Building	2,944 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1216 E CROSS ST
City	CENTERVILLE
State	IA
Zip	52544-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SE SW W 734.5' N 396' E 454.5' S 170' E 140'N 170' E 140' S 396'
Jurisdiction	APPANOOSE IA
Township / Civil Division	CENTERVILLE
Census Block Group	1
Census Block	1012
Census Tract	950300

Owner

Source: Appanoose County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1216 E CROSS ST, CENTERVILLE, IA 52544-3501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage IOWA TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	20213150
Deed Book / Page	2021 / 3150
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Recording Date	Aug 11, 2026
Property Address	1216 E CROSS ST, CENTERVILLE, IA 52544-3501
Document Number	0000001686
Book / Page	2026 / 1686
Instrument Date	Jul 16, 2026
Instrument	20261686
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 E CROSS ST, CENTERVILLE, IA 52544-3501

Mortgage

Document Number	0000001686,
Date	Aug 11, 2026
Book Page	2026/1686
Instrument	20261686

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APPANOOSE IA
Recording Date	Nov 22, 2021
Property Address	1216 E CROSS ST, CENTERVILLE, IA 52544-3501
Document Number	02021/3150
Book / Page	2021 / 3150
Instrument Date	Nov 19, 2021
Instrument	2021 3150
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1216 E CROSS ST, CENTERVILLE, IA 52544-3501

Mortgage

Document Number	02021/3152
Date	Nov 22, 2021
Book Page	2021/3152
Instrument	2021 3152

Lender

Name	IOWA TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Municipality	Centerville City
Unified School District	Centerville Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,450.00 (-2.49%)	$206,240 (-) Land $44,510 Building $161,730	$206,240 (-) Land $44,510 Building $161,730
2025	$3,538.00	$206,240 (+23.56%) Land $44,510 Building $161,730	$206,240 (+23.56%) Land $44,510 Building $161,730
2024	$3,538.00 (+11.05%)
2023		$166,920 (+26.4%) Land $34,680 Building $132,240	$166,920 (+26.4%) Land $34,680 Building $132,240
2022	$3,186.00	$132,060 Land $30,370 Building $101,690
2021			$132,060 Land $30,370 Building $101,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 88% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE MUNICIPAL WATERWORKS serves 5,344 people · EPA ID IA0407008
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Sep 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Liberty Communications Fixed Wireless · Fiber in parts of the area	500 / 200
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Farmers Mutual Cooperative Telephone Company.

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