San Diego County property record for 1216 E Cove Pl, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,068 sqft · built 2023 |
| Owner | 2 Company Names on File |
| Last Sale | $1,465,000 (May 2023) |
| Tax Bill | $16,692 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-131-43-00 |
| Primary APN | 260-131-43-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,068 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1216 E COVE PL |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 1 TR 016488 |
| Legal Subdivision | CITY/ENCINITAS TM 18-001 |
| Legal Tract | 016488 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 17405 |
Source: San Diego County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1216 E COVE PL, ENCINITAS, CA 92024-3868 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on Record |
| Deed Sale | May 19, 2023 · Amount on Record |
| Deed Document Number | 2023131806 |
| Last Transfer Date | Aug 27, 2024 |
| Transfer Doc | 0000235606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 19, 2023 |
| Property Address | 1216 E COVE PL, ENCINITAS, CA 92024-3868 |
| Document Number | 0000131806 |
| Map Reference | MAP 16488 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023-0131806 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1216 EAST COVE PLACE, ENCINITAS, CA 92024-3868 |
| Document Number | 0000131807 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023-0131807 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Cardiff Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,544,304 (+2%) Land $1,024,065 Building $520,239 | |
| 2025 | $16,692.00 (+133.91%) Homeowner's exemption | $1,514,025 (+152.31%) Land $1,003,986 Building $510,039 |
| 2023 | $7,136.00 (+127.7%) | $600,069 Land $300,069 Building $300,000 |
| 2022 | $3,134.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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