St. Charles County property record for 1216 Cunningham Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1957 |
| Lot Size | 0.195 acres (8,514 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,289 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073360A000 |
| Primary APN | 073360A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,514 sqft (0.195 acres) |
| Lot Dimensions | 129 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 104 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 073360A000 |
|---|---|
| Street Address | 1216 CUNNINGHAM AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | OSAGE HILLS #2 LOT 96 |
| Legal Subdivision | OSAGE HILLS #2 |
| Legal Lot Number | 96 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 310501 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1216 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2019 |
| Deed Sale | Dec 5, 2019 |
| Prior Sale | Mar 30, 2015 · Amount on Record |
| Deed Document Number | 2019697680 |
| Deed Book / Page | 7193 / 2236 |
| Prior Transfer Date | Mar 24, 2015 |
| Prior Transfer Doc | 0063281691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1216 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2212 |
| Document Number | 0000071157 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1216 CUNNINGHAM AVE ST CHARLES MO 633012212, ST CHARLES, MO 63301-2212 |
| Document Number | 0000071157 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 71157 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ST LOUIS, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 23, 2045 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,361 (-) | $191,376 (-) Land $45,000 Building $146,376 | |
| 2025 | $2,289.00 (+2.6%) | $36,361 (+5.09%) | $191,376 (+5.09%) Land $45,000 Building $146,376 |
| 2024 | $2,231.00 (+14.7%) | ||
| 2023 | $34,601 (+22.97%) | ||
| 2022 | $1,945.00 | $28,138 | $182,109 (+22.97%) Land $35,000 Building $147,109 |
| 2021 | $148,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon, Wisper ISP.
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