1216 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1216 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 812 sqft · built 1952
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-431-002`

Property Details

APN / Parcel Number

Primary APN	`8913-35-431-002`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	812 sqft Living Area
1st Floor Area	812 sqft
Basement Area	812 sqft
Finished Basement	450 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	118 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1216 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO WEST W 55 FT E 239.5 FT N 150 FT S 120 RDS OF THE SE 1/4 EXC STREET SEC 35 T 89 R 13
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	UNPLATTED WLOO WEST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1216 CORNWALL AVE, WATERLOO, IA 50702-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1216 CORNWALL AVE, WATERLOO, IA 50702-3404
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 CORNWALL AVE, WATERLOO, IA 50702-3404

Mortgage

Document Number	202400005433
Date	Oct 23, 2023
Instrument	202400005433

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1216 CORNWALL AVE, WATERLOO, IA 50702-3404
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 CORNWALL AVE, WATERLOO, IA 50702-3404

Mortgage

Document Number	202400003288
Date	Sep 5, 2023
Instrument	202400003288

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1216 CORNWALL AVE, WATERLOO, IA 50702-3404
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 CORNWALL AVE, WATERLOO, IA 50702-3404

Mortgage

Document Number	202200011704
Date	Dec 3, 2021
Instrument	202200011704

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2031

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1216 CORNWALL AVE, WATERLOO, IA 50702-3404
Transaction Type	Mortgage
Record Updated	Dec 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00009107
Date	Nov 27, 2017
Instrument	2018-00009107

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00 Homeowner's exemption	$130,050 (+10.9%) Land $18,100 Building $111,950	$130,050 (+10.9%) Land $18,100 Building $111,950
2024	$2,322.00 (+17.39%)
2023		$117,270 (+30.17%) Land $18,100 Building $99,170	$117,270 (+30.17%) Land $18,100 Building $99,170
2022	$1,978.00	$90,090 Land $18,100 Building $71,990
2021			$90,090 Land $18,100 Building $71,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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