1216 Chadwick Dr, Westminster, MD 21158 Property Records

Carroll County property record for 1216 Chadwick Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,339 sqft · built 2004
Lot Size	2.42 acres (105,459 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Oct 2021)
Tax Bill	$12,134 (2026)
Deeds & Mortgages	May 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-109156`

Property Details

APN / Parcel Number

Primary APN	`07-109156`
Alternative APNs	`7109156` `109156`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,339 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	105,459 sqft (2.42 acres)
Garage Type	Attached
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	1,393 sqft
Patio Area	880 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	109156
Street Address	1216 CHADWICK DR
City	WESTMINSTER
State	MD
Zip	21158-6124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 1B - 2.4205 ACS 1216 CHADWICK DR 30-191 CHADWICK COURT
Legal Subdivision	CHADWICK COURT
Legal Lot Number	1B
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1004
Census Tract	507703

Owner

1216 Chadwick Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1216 CHADWICK DR, WESTMINSTER, MD 21158-6124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 6, 2021	Deed, Transfer · Conventional Mortgage MISSION MORTGAGE LLC
Aug 15, 2018	Deed of Trust, Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Sep 1, 1993 · Amount on File
Deed Book / Page	10483 / 499
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1216 CHADWICK DR, WESTMINSTER, MD 21158-6124
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102920309
Date	May 27, 2021
Book Page	10292/309

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 6, 2021
Property Address	1216 CHADWICK DR, WESTMINSTER, MD 21158-6124
Document Number	0104830499
Book / Page	10483 / 499
Map Reference	MB 30 PG 191
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FEDERAL TITLE, FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1216 CHADWICK DR, WESTMINSTER, MD 21158-6124

Mortgage

Document Number	0010483515
Date	Oct 6, 2021
Instrument	10483/515

Lender

Name	MISSION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1216 CHADWICK DR, WESTMINSTER, MD 21158-6124
Document Number	0090980466
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 CHADWICK DR WESTMINSTER MD 211586124, WESTMINSTER, MD 21158-6124

Mortgage

Document Number	0090980466
Date	Aug 21, 2018
Book Page	009098/000466

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1216 Chadwick Dr was $12,134, up 11.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,134.00 (+11.93%)	$1,078,200 Land $144,200 Building $934,000	$1,078,200 Land $144,200 Building $934,000
2025	$10,841.00
2023	$8,268.00	$731,700 Land $144,200 Building $587,500	$731,700 Land $144,200 Building $587,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1216 Chadwick Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1216 Chadwick Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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