Stearns County property record for 1216 Callaway St E, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,255 sqft · built 1994 |
| Lot Size | 0.344 acres (14,980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $324,900 (Aug 2026) |
| Tax Bill | $4,708 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53790-0020 |
| Primary APN | 84-53790-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,255 sqft Living Area |
| Gross Area | 1,765 sqft |
| 1st Floor Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,980 sqft (0.344 acres) |
| Lot Dimensions | 140 ft deep x 107 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1216 CALLAWAY ST E |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-8502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 004 POND VIEW RIDGE SECTION 11 TOWNSHIP 124 RANGE 029 SECTION 11 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | POND VIEW RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 11308 |
Source: Stearns County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1216 CALLAWAY ST E, SAINT JOSEPH, MN 56374-8502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| Nov 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on Record |
| Deed Sale | Aug 14, 2026 · Amount on Record |
| Prior Sale | Feb 29, 2016 · Amount on Record |
| Deed Document Number | 20261719169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 14, 2026 |
| Property Address | 1216 CALLAWAY ST E, SAINT JOSEPH, MN 56374-8502 |
| Document Number | 0001719169 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20261719169 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | CLOSING AND TITLE SERVICES, KEY TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,289.17 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1216 CALLAWAY ST E, SAINT JOSEPH, MN 56374-8502 |
| Document Number | 0001719169, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20261719169 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Date | Aug 14, 2026 |
|---|
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 20, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 9, 2022 |
| Property Address | 1216 CALLAWAY ST E, SAINT JOSEPH, MN 56374-8502 |
| Document Number | 00A1644151 |
| Instrument Date | Sep 28, 2022 |
| Instrument | A1644151 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1216 CALLAWAY ST E, SAINT JOSEPH, MN 56374-8502 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,708.00 (+16.48%) | $301,800 (+3.21%) Land $47,400 Building $254,400 | $301,800 (+3.21%) Land $47,400 Building $254,400 |
| 2025 | $292,400 (+11.56%) Land $44,600 Building $247,800 | $292,400 (+11.56%) Land $44,600 Building $247,800 | |
| 2023 | $4,042.00 | $262,100 Land $44,600 Building $217,500 | $262,100 Land $44,600 Building $217,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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