1216 Bannister Cir, Waldorf, MD 20602 Property Records

Charles County property record for 1216 Bannister Cir, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,878 sqft · built 1977
Lot Size0.15 acres (6,537 sqft)
OwnerIndividual Name on File
Tax Bill$9,493 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-065759

Property Details

APN / Parcel Number

Primary APN06-065759
Alternative APNs
  • 6065759
  • 065759

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,878 sqft Living Area
1st Floor Area1,028 sqft
Basement Area850 sqft
Finished Basement850 sqft
Utility Area48 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,537 sqft (0.15 acres)
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number065759
Street Address1216 BANNISTER CIR
CityWALDORF
StateMD
Zip20602-1501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionL-27 B-83 S-VII BANNISTER NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block83
Legal Lot Number27
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850906

Owner

1216 Bannister Cir is owned and occupied by an individual who acquired it in January 2011.

Source: Charles County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address1216 BANNISTER CIR, WALDORF, MD 20602-1501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2011
Deed SaleJan 13, 2011
Prior SaleJun 4, 2001 · Amount on File
Deed Document Number20114011
Deed Book / Page7373 / 283
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address1216 BANNISTER CIR, WALDORF, MD 20602-1501
Document Number0108750386
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyCOURTHOUSE TITLE AND SETTLEMENTS, COURTHOUSE TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1216 BANNISTER CIR WALDORF MD 206021501, WALDORF, MD 20602-1501

Mortgage

Document Number0108750386
DateNov 15, 2019
Book Page010875/000386
Lender
NameFAIRWAY ASSET CORP
AddressROCKVILLE, MD 20855
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1216 Bannister Cir was $9,493 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,133$339,700 Land $120,000 Building $219,700
2025$9,493.00
2023$3,849.00 Homeowner's exemption$277,133$299,000 Land $120,000 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1216 Bannister Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1216 Bannister Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Nearby Properties on Bannister Cir

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