1216 18 Rd, Fruita, CO 81521 Property Records

Mesa County property record for 1216 18 Rd, Fruita, CO 81521

Property Summary

Property TypeFarm - Irrigated or Dry
Details4 bd · 2.5 ba · 3,148 sqft · built 2022
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Mar 2020)
Tax Bill$3,018 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN2697-043-06-002

Property Details

APN / Parcel Number

Primary APN2697-043-06-002
Alternative APN
  • R006957

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,148 sqft Gross Area
1st Floor Area2,327 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area822 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR006957
Street Address1216 18 RD
CityFRUITA
StateCO
Zip81521-9201
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionLOT 2 ROSS SUBDIVISION SEC 4 PER PLAT B-3690 P-900 RN 2200684 MESA CO RECDS 1N 2W UM - 5.00 AC
Legal Range002
Legal Township01N
Legal Section04
Legal SubdivisionROSS SUB
Legal Block6
Legal Lot Number2
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1045
Census Tract1502

Owner

Source: Mesa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1315 MONUMENT CT, FRUITA, CO 81521-3188
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Apr 27, 2022Deed of Trust, Mortgage · Line of Credit
OAKSTAR BANK NA
Jul 2, 2020Deed of Trust, Mortgage · Construction Mortgage
ALPINE BANK
Mar 3, 2020Special Warranty Deed, Transfer · Commercial Mortgage
ALPINE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2020 · Amount on Record
Deed SaleMar 3, 2020 · Amount on Record
Deed Document Number20202915760
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address1216 18 RD, FRUITA, CO 81521-9201
Transaction TypeMortgage
Record UpdatedApr 18, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002979720
DateMay 5, 2021
Instrument2979720
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address1216 18 RD, FRUITA, CO 81521-9201
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1216 18 RD, FRUITA, CO 81521-9201

Mortgage

Document Number0003028863
DateApr 27, 2022
Instrument3028863
Lender
NameOAKSTAR BANK NA
TypeBank
AddressGRAND JUNCTION, CO 81501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address1216 18 RD, FRUITA, CO 81521-9201
Transaction TypeMortgage
Record UpdatedMar 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002931140
DateJul 2, 2020
Instrument2931140
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateMar 3, 2020
Property Address1216 18 RD, FRUITA, CO 81521-9201
Document Number0002915760
Instrument DateMar 3, 2020
Instrument2915760
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1315 MONUMENT CT, FRUITA, CO 81521-3188

Mortgage

Document Number0002915761
DateMar 3, 2020
Instrument2915761
Lender
NameALPINE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,018.00 (+27.18%)$42,410 (+28.4%) Land $1,880 Building $40,530$485,100 (+55.79%) Land $6,970 Building $478,130
2024$2,373.00 (+1,525.34%)$33,030 (+1,511.22%) Land $2,050 Building $30,980
2023$146.00 (+26.96%)$2,050 (+28.93%) Land $2,050$311,390 (+5,055.46%) Land $7,750 Building $303,640
2022$115.00$1,590 Land $1,590
2021$6,040 Land $6,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Rise Broadband.

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