12159 Spruce St, Sawyer, MI 49125 Property Records

Berrien County property record for 12159 Spruce St, Sawyer, MI 49125

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Tax Bill	$4,658 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-3370-0241-00-1`

Property Details

APN / Parcel Number

Primary APN	`07-3370-0241-00-1`
Alternative APN	`11-07-3370-0241-00-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12159 SPRUCE ST
City	SAWYER
State	MI
Zip	49125-9155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 241 & 242 INDIAN LODGE PARK
Legal Subdivision	INDIAN LODGE PARK
Legal Lot Number	241-242
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1013
Census Tract	11202

Owner

12159 Spruce St is owned by a company that acquired it in February 2026.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	10012 GARR RD, BERRIEN SPRINGS, MI 49103-9727
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer
Mar 11, 2026	Warranty Deed, Transfer
Mar 11, 2026	Intrafamily Transfer, Transfer
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 13, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2007
Deed Sale	May 8, 2007
Prior Sale	Jun 18, 2004
Deed Book / Page	2789 / 2075
Last Transfer Date	Feb 27, 2026
Transfer Doc	003472/292
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 11, 2026
Property Address	12159 SPRUCE ST, SAWYER, MI 49125-9155
Document Number	003472/296
Book / Page	3472 / 296
Map Reference	LB 8 PG 11
Instrument Date	Mar 2, 2026
Instrument	2026454026
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10012 GARR RD, BERRIEN SPRINGS, MI 49103-9727

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 11, 2026
Property Address	12159 SPRUCE ST, SAWYER, MI 49125-9155
Document Number	003472/299
Book / Page	3472 / 299
Map Reference	LB 8 PG 11
Instrument Date	Mar 2, 2026
Instrument	2026454027
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10012 GARR RD, BERRIEN SPRINGS, MI 49103-9727

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 11, 2026
Property Address	12159 SPRUCE ST, SAWYER, MI 49125-9155
Document Number	003472/292
Book / Page	3472 / 292
Map Reference	LB 8 PG 11
Instrument Date	Feb 27, 2026
Instrument	2026454025
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 BEACH RD, GLENCOE, IL 60022-1354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10012 GARR RD, BERRIEN SPRINGS, MI 49103-9727

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	12159 SPRUCE ST, SAWYER, MI 49125-9155
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10012 GARR RD, BERRIEN SPRINGS, MI 49103-9727

Mortgage

Document Number	03368/3125
Date	Mar 28, 2022
Book Page	3368/3125
Instrument	2022348745

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 13, 2020
Property Address	12159 SPRUCE ST, SAWYER, MI 49125-9155
Document Number	03271/1585
Book / Page	3271 / 1585
Map Reference	LB 8 PG 11
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	199 BEACH RD, GLENCOE, IL 60022-1354

Tax Assessment & Valuation

The 2025 property tax bill for 12159 Spruce St was $4,658, up 2.8% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,900 (+18.51%)	$455,800 (+18.51%)
2025	$4,658.00 (+2.78%)	$192,300	$384,600
2024	$4,532.00
2023		$119,500	$239,000
2022	$4,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12159 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12159 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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