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12159 Silver Saddle Dr, Jacksonville, FL 32258 Property Records

Duval County property record for 12159 Silver Saddle Dr, Jacksonville, FL 32258

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,514 sqft · built 1996
Lot Size0.16 acres (6,957 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Mar 2024)
Tax Bill$4,754 (2025)
Deeds & MortgagesMar 2024 Transfer
Mar 2024 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN158094-0535

Property Details

APN / Parcel Number

Primary APN158094-0535

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,514 sqft Living Area
Gross Area1,957 sqft
1st Floor Area1,514 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,957 sqft (0.16 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeAttached
Garage Area413 sqft
Parking Spaces2 Parking Spaces
Pool Area6 sqft
PorchScreened Porch
Porch Area498 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12159 SILVER SADDLE DR
CityJACKSONVILLE
StateFL
Zip32258-1212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description50-18 16-4S-27E SADDLEBROOK LOT 7
Legal Range27E
Legal Township04S
Legal Section16
Legal SubdivisionSADDLEBROOK
Legal Block2
Legal Lot Number7
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group2
Census Block2001
Census Tract16811

Owner

12159 Silver Saddle Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 6, 2024Warranty Deed, Transfer
LANDMARK TITLE, LANDMARK TITLE LLC
Feb 9, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 2, 2020Deed of Trust, Mortgage · VA Mortgage
FLORIDA CAPITAL BANK NA
Feb 6, 2019Warranty Deed, Transfer · VA Mortgage
FLORIDA CAPITAL BANK NA
Jun 21, 2017Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2024 · Amount on File
Deed SaleMar 6, 2024 · Amount on File
Prior SaleFeb 9, 2022 · Amount on File
Deed Document Number202444549
Deed Book / Page20969 / 748
Prior Transfer DateFeb 27, 2024
Prior Transfer Doc0209690750
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateMar 6, 2024
Property Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212
Document Number0209690750
Book / Page20969 / 750
Map ReferenceMB 50 PG 18,18A-18E
Instrument DateFeb 27, 2024
Instrument2024044550
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12004 BRANDON LAKE DR, JACKSONVILLE, FL 32258-5382

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 6, 2024
Property Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212
Document Number0209690748
Book / Page20969 / 748
Map ReferenceMB 50 PG 18,18A-18E
Instrument DateFeb 27, 2024
Instrument2024044549
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 VERDE CT, GREENWOOD, SC 29649-7955

Transferred To (Grantee/Buyer)

NameVerified Name
Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateFeb 9, 2022
Property Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212
Document Number0201422357
Book / Page20142 / 2357
Map ReferenceMB 50 PG 18,18A-18E
Instrument DateJan 31, 2022
Instrument2022040603
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyGUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2906 GLENN ST, 2906, GULF BREEZE, FL 32563-3142

Transferred To (Grantee/Buyer)

NameVerified Name
Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212

Mortgage

Document Number0201422358
DateFeb 9, 2022
Instrument20142/2358
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190541796
DateJan 2, 2020
Book Page19054/1796
Instrument2020000391
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateFeb 6, 2019
Property Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212
Document Number0186840587
Book / Page18684 / 0587
Map ReferenceMB 50 PG 18
Instrument DateFeb 4, 2019
Instrument2019030592
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address831 RICE RD APT 145, 831, RIDGELAND, MS 39157-3024

Transferred To (Grantee/Buyer)

NameVerified Name
Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212

Mortgage

Document Number2019030593
DateFeb 6, 2019
Instrument2019030593
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 21, 2017
Property Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212
Document Number0180262320
Book / Page18026 / 2320
Map ReferenceMB 50 PG 18-18E
Instrument DateJun 9, 2017
Instrument2017145747
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyKENDALL TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,644.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12159 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1212

Mortgage

Document Number2017145748
DateJun 21, 2017
Instrument2017145748
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12159 Silver Saddle Dr was $4,754 with exemptions applied, up 0.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,667 (+0.08%) Land $145,930 Building $174,737$320,667 (+0.08%) Land $145,930 Building $174,737
2025$4,754.00 (+0.11%) Homeowner's exemption Senior Citizen's exemption$320,423 Land $125,000 Building $195,423$320,423 Land $125,000 Building $195,423
2024$4,749.00 (-1.78%)
2023$4,835.00 (-2.34%) Homeowner's exemption$299,557 (+7.23%) Land $90,000 Building $209,557$299,557 (+7.23%) Land $90,000 Building $209,557
2022$4,951.00$279,371 Land $80,000 Building $199,371$279,371 Land $80,000 Building $199,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12159 Silver Saddle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12159 Silver Saddle Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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