Harrison County property record for 12159 Oaklawn Rd, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1,483 sqft · built 1994 |
| Lot Size | 0.739 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $555 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1108E-01-003.002 |
| Primary APN | 1108E-01-003.002 |
|---|---|
| Alternative APN |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,483 sqft Adjusted Area |
| 1st Floor Area | 1,448 sqft |
| Flooring | Carpet |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.739 acres) |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 098825 |
|---|---|
| Street Address | 12159 OAKLAWN RD |
| City | BILOXI |
| State | MS |
| Zip | 39532-8165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 100 FT OF N 1/2 OF LOT 13 WOOLMARKET ACRES SUBD |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 04 |
| Legal Subdivision | WOOLMARKET ACRES |
| Legal Lot Number | 13 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 3403 |
12159 Oaklawn Rd is owned and occupied by an individual who acquired it in May 2001.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12159 OAKLAWN RD, BILOXI, MS 39532-8165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Nov 2, 2017 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2001 |
| Deed Sale | May 14, 2001 |
| Deed Document Number | 0000369539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 12159 OAKLAWN RD, BILOXI, MS 39532-8165 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20210000618TJ2 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-0000618-T-J2 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 12159 OAKLAWN RD, BILOXI, MS 39532-8165 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20170003224TJ2 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 2017-0003224-T-J2 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 1, 2032 |
The 2025 property tax bill for 12159 Oaklawn Rd was $555 with exemptions applied, up 6.3% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $555.00 (+6.32%) Homeowner's exemption Disabled Person's exemption | $7,423 | $74,236 Land $18,033 Building $56,203 |
| 2024 | $522.00 (-0.76%) | ||
| 2023 | $526.00 (-0.94%) Homeowner's exemption Disabled Person's exemption | $6,990 | $69,899 Land $16,394 Building $53,505 |
| 2022 | $531.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12159 Oaklawn Rd in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 29 (1995–2026) |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12159 Oaklawn Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 91% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI serves 23,310 people · EPA ID MS0240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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