12159 Monaco Dr, Brighton, CO 80602 Property Records

Adams County property record for 12159 Monaco Dr, Brighton, CO 80602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,777 sqft · built 1992
Lot Size	0.095 acres (4,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2020)
Tax Bill	$4,058 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1571-32-4-06-024`

Property Details

APN / Parcel Number

Primary APN	`1571-32-4-06-024`
Alternative APNs	`0157132406024` `R0013194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,777 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	899 sqft
2nd Floor Area	465 sqft
Basement Area	435 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,140 sqft (0.095 acres)
View / Lot	Open Space
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0013194
Street Address	12159 MONACO DR
City	BRIGHTON
State	CO
Zip	80602-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUB:HOLLY CROSSING FILING NO 5 BLK:2 LOT:45
Legal Range	67W
Legal Township	01S
Legal Section	32
Legal Quarter	4
Legal Subdivision	HOLLY CROSSING FILING NO 5
Legal Block	2
Legal Lot Number	45
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1010
Census Tract	8549

Owner

Source: Adams County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12159 MONACO DR, BRIGHTON, CO 80602-9602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 12, 2020	Special Warranty Deed, Transfer · VA Mortgage ENT CU
Oct 9, 2019	Deed of Trust, Mortgage · FHA Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Oct 2, 2013 · Amount on Record
Deed Document Number	202043105
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12159 MONACO DR, BRIGHTON, CO 80602-9602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL ASSURENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014639
Date	Feb 21, 2018
Instrument	2018000014639

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	May 12, 2020
Property Address	12159 MONACO DR, BRIGHTON, CO 80602-9602
Document Number	0000043105
Instrument Date	May 8, 2020
Instrument	2020000043105
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12159 MONACO DR, BRIGHTON, CO 80602-9602

Mortgage

Document Number	0000043106
Date	May 12, 2020
Instrument	2020000043106

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12159 MONACO DR, BRIGHTON, CO 80602-9602
Document Number	0000092646
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12159 MONACO DR BRIGHTON CO 806029602, BRIGHTON, CO 80602-9602

Mortgage

Document Number	0000092646
Date	Oct 28, 2019
Instrument	92646

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,058.00 (-6.82%)	$32,090 (-7.17%) Land $6,390 Building $25,700	$472,000 (-7.63%) Land $94,000 Building $378,000
2023	$4,355.00 (+16.04%)	$34,570 (+17.15%) Land $5,480 Building $29,090	$511,000 (+20.33%) Land $81,000 Building $430,000
2022	$3,753.00	$29,510 Land $11,260 Building $18,250	$424,652 Land $162,000 Building $262,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks, Ting.

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