Duval County property record for 12154 Cedar Trace Dr S, Jacksonville, FL 32246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 2003 |
| Lot Size | 0.219 acres (9,558 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (May 2018) |
| Tax Bill | $3,980 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165286-8470 |
| Primary APN | 165286-8470 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,830 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,558 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12154 CEDAR TRACE DR S |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-9365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54-90 28-2S-28E .22 WINDSOR CHASE UNIT 2 LOT 111 |
| Legal Range | 28E |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | WINDSOR CHASE UNIT TWO |
| Legal Lot Number | 111 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14312 |
Source: Duval County records · APN 165286-8470
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12154 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage JET LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2018 · Amount on Record |
| Deed Sale | May 08, 2018 · Amount on Record |
| Prior Sale | Nov 02, 2016 · Amount on Record |
| Deed Document Number | 2018109421 |
| Deed Book / Page | 18379 / 2448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12154 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12154 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365 |
| Document Number | 0199371451 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 19937/1451 |
| Instrument | 2021256903 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | May 08, 2018 |
| Property Address | 12154 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365 |
| Document Number | 0183792448 |
| Book / Page | 18379 / 2448 |
| Map Reference | MB 54 PG 90&90A-90D |
| Instrument Date | May 07, 2018 |
| Instrument | 2018109421 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | AMERICAS CHOICE TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 CAPTIVA DR, 85, PONTE VEDRA, FL 32081-5042 |
| Name | Verified Name |
|---|---|
| Address | 12154 CEDAR TRACE DR S, JACKSONVILLE, FL 32246-9365 |
| Document Number | 2018109422 |
|---|---|
| Date | May 08, 2018 |
| Instrument | 2018109422 |
| Name | JET LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,897 (+2.7%) | $380,714 (+2.1%) Land $129,952 Building $250,762 | |
| 2025 | $3,980.00 (+7.08%) Homeowner's exemption | $245,275 (+5.99%) | $372,892 (+7.65%) Land $120,000 Building $252,892 |
| 2024 | $3,717.00 (+2.91%) | ||
| 2023 | $3,612.00 (+9.29%) Homeowner's exemption | $231,421 (+3%) | $346,404 (+2.4%) Land $90,000 Building $256,404 |
| 2022 | $3,305.00 Homeowner's exemption | $224,681 | $338,296 Land $75,000 Building $263,296 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 115 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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