12153 Image Dr, Park Rapids, MN 56470 Property Records

Hubbard County property record for 12153 Image Dr, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 996 sqft · built 1972
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Feb 2021)
Tax Bill	$1,764 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2021 Sale & Mortgage + 1 more
APN	`02.47.00700`

Property Details

APN / Parcel Number

Primary APN	`02.47.00700`
Alternative APN	`58350`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	916 sqft
Finished Basement	916 sqft
Flooring	Laminate Plank
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Lot Width	205 ft Width
Garage Area	1,488 sqft
Parking Spaces	5 Parking Spaces
Deck Area	130 sqft
Patio Area	598 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	58350
Street Address	12153 IMAGE DR
City	PARK RAPIDS
State	MN
Zip	56470-4554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.50 AC ARG WEST WIND ADDITION LOT 6 BLK 2 & 1/8 INT OUTLOT A
Legal Subdivision	WEST WIND ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	HUBBARD MN
Township / Civil Division	ARAGO
Census Block Group	2
Census Block	2012
Census Tract	70200

Owner

12153 Image Dr is owned and occupied by two individuals who bought it in February 2021.

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12153 IMAGE DR, PARK RAPIDS, MN 56470-4554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK/PARIS
Feb 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SUMMIT MORTGAGE
Jun 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	Aug 30, 2013 · Amount on File
Deed Document Number	2021414979
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Recording Date	Oct 7, 2026
Property Address	12153 IMAGE DR, PARK RAPIDS, MN 56470-4554
Document Number	0000449022
Instrument Date	Oct 2, 2026
Instrument	2026449022
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12153 IMAGE DR, PARK RAPIDS, MN 56470-4554

Mortgage

Document Number	0000449022,
Date	Oct 7, 2026
Instrument	2026449022

Lender

Name	CITIZENS NATIONAL BANK/PARIS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2031

Interest

Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Feb 22, 2021
Property Address	12153 IMAGE DR, PARK RAPIDS, MN 56470-4554
Document Number	A000414979
Instrument Date	Feb 12, 2021
Instrument	A000414979
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12153 IMAGE DR, PARK RAPIDS, MN 56470-4554

Mortgage

Document Number	A000414980
Date	Feb 22, 2021
Instrument	A000414980

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	12153 IMAGE DR, PARK RAPIDS, MN 56470-4554
Transaction Type	Mortgage
Record Updated	Jul 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000403289
Date	Jun 18, 2019
Instrument	A000403289

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 12153 Image Dr was $1,764 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Arago Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,764.00 Homeowner's exemption
2025	$1,764.00	$282,200 Land $84,300 Building $197,900	$282,200 Land $84,300 Building $197,900
2022	$2,764.00	$224,800 Land $53,800 Building $171,000	$224,800 Land $53,800 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12153 Image Dr; there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12153 Image Dr is moderate, ranking above 45% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 75% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Image Dr

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