San Bernardino County property record for 12151 Riggins Rd, Phelan, CA 92371
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,623 sqft · built 1992 |
| Lot Size | 1.72 acres (75,358 sqft) |
| Owner | Company Name on File |
| Last Sale | $245,000 (May 2017) |
| Tax Bill | $3,541 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2022 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 3098-281-02-0000 |
| Primary APN | 3098-281-02-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| Gross Area | 2,165 sqft |
| 1st Floor Area | 1,623 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 75,358 sqft |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 12151 RIGGINS RD |
|---|---|
| City | PHELAN |
| State | CA |
| Zip | 92371-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PHRL |
| Legal Description | TRACT 13173 LOT 1 |
| Legal Subdivision | TRACT 13173 |
| Legal Tract | 13173 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 9122 |
12151 Riggins Rd is owned by a company that acquired it in April 2020 and is owner-occupied.
Source: San Bernardino County records, as of August 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| May 26, 2017 | Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on File |
| Deed Sale | May 26, 2017 · Amount on File |
| Prior Sale | Aug 2, 2013 · Amount on File |
| Deed Document Number | 2017218175 |
| Last Transfer Date | Apr 10, 2020 |
| Transfer Doc | 0000150357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 28, 2026 |
| Property Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Document Number | 0000193003 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026193003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Document Number | 0000193003, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 2026193003 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Document Number | 0000154202 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022-0154202 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Document Number | 0000140330 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-0140330 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 1, 2020 |
| Property Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Document Number | 0000150357 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 150357 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12151 RIGGINS RD PHELAN CA 923714008, PHELAN, CA 92371-4008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Document Number | 0000128765 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12151 HIGGINS RD PHELAN CA 92371, PHELAN, CA 92371 |
| Document Number | 0000128765 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 128765 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 26, 2017 |
| Property Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Document Number | 0000218175 |
| Map Reference | MB218 PG72&73 |
| Instrument Date | May 18, 2017 |
| Instrument | 2017-0218175 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12151 RIGGINS RD, PHELAN, CA 92371-4008 |
| Document Number | 0000218176 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017-0218176 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 12151 Riggins Rd was $3,541.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Snowline Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $290,030 (+2%) Land $58,007 Building $232,023 | |
| 2025 | $3,541.00 | $284,344 Land $56,870 Building $227,474 |
| 2023 | $3,277.00 (+2.37%) | $273,303 Land $54,662 Building $218,641 |
| 2022 | $3,201.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12151 Riggins Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12151 Riggins Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Race Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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