Genesee County property record for 12151 Cook Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,222 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,500 (Feb 2012) |
| Tax Bill | $3,243 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-30-200-017 |
| Primary APN | 10-30-200-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 702 sqft |
| Basement Area | 520 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12151 COOK RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | A PARCEL OF LAND BEG N 88 DEG 45 MIN 22 SEC E 1074.27 FT FROM N 1/4 COR OF SEC TH CONT N 88 DEG 45 MIN 22 SEC E 125 FT TH S 2 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 30 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12151 COOK RD, GAINES, MI 48436-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN |
| Dec 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2012 · Amount on Record |
| Deed Sale | Feb 10, 2012 · Amount on Record |
| Prior Sale | Apr 5, 2011 · Amount on Record |
| Deed Document Number | 20127598 |
| Last Transfer Date | Oct 31, 2020 |
| Transfer Doc | 0000086034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12151 COOK RD, GAINES, MI 48436-9617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048836 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 201907150048836 |
| Name | FIFTH THIRD BANK EASTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Dec 30, 2020 |
| Property Address | 12151 COOK RD, GAINES, MI 48436-9617 |
| Document Number | 202012300086034 |
| Instrument Date | Oct 31, 2020 |
| Instrument | 202012300086034 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12151 COOK RD, GAINES, MI 48436-9617 |
| Document Number | 202012300086035 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 202012300086035 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,800 (+6.68%) Land $17,500 Building $126,300 | $287,600 (+6.68%) Land $35,000 Building $252,600 | |
| 2025 | $3,243.00 (+2.89%) Homeowner's exemption | $134,800 (+6.39%) | $269,600 (+6.39%) |
| 2024 | $3,152.00 (+56.97%) | ||
| 2023 | $126,700 | $253,400 | |
| 2019 | $2,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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