12151 Co Rd 95, Elberta, AL 36530 Property Records

Baldwin County property record for 12151 Co Rd 95, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,730 sqft · built 1995
Lot Size	9.3 acres (405,108 sqft)
Owner	Individual Name on File
Tax Bill	$1,584 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-08-27-0-000-018.003`

Property Details

APN / Parcel Number

Primary APN	`53-08-27-0-000-018.003`
Alternative APNs	`200252` `147096`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,730 sqft Heated Area
1st Floor Area	1,605 sqft
Upper Floors Area	1,125 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	405,108 sqft (9.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	147096
Street Address	12151 COUNTY ROAD 95
City	ELBERTA
State	AL
Zip	36530-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.8 AC(C) COM AT THE NE COR OF THE SE1/4 OF THE SE1/4 SEC 27, RUN TH S 445.01', TH W 40' FOR THE POB, TH RUN W 1295.9',TH S 3
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2000
Census Tract	11601

Owner

12151 Co Rd 95 is owned and occupied by an individual who acquired it in September 2011.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12151 COUNTY ROAD 95, ELBERTA, AL 36530-2851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 7, 2011
Transfer Doc	0001306669
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	12151 COUNTY ROAD 95, ELBERTA, AL 36530-2851
Document Number	0001730040
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12151 COUNTY ROAD 95 ELBERTA AL 365302851, ELBERTA, AL 36530-2851

Mortgage

Document Number	0001730040
Date	Nov 15, 2018
Instrument	1730040

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12151 Co Rd 95 was $1,584 with a homeowner's exemption, up 7.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,584.00 (+7.17%) Homeowner's exemption
2025	$1,478.00	$54,400 Land $19,740 Building $34,660	$543,800 Land $197,300 Building $346,500
2023	$1,345.00 (+26.17%) Homeowner's exemption	$49,660 (+25.09%)	$496,500 (+25.06%) Land $167,900 Building $328,600
2022	$1,066.00 (+13.16%) Homeowner's exemption	$39,700	$397,000 Land $144,200 Building $252,800
2021	$942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12151 Co Rd 95 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12151 Co Rd 95 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000