1215 W Cedar St, El Dorado, AR 71730 Property Records

Union County property record for 1215 W Cedar St, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,218 sqft · built 1982
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (May 2017)
Tax Bill	$12 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04720-00009-0000`

Property Details

APN / Parcel Number

Primary APN	`04720-00009-0000`
Alternative APN	`36192`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Flooring	Carpet

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,634 sqft (0.313 acres)
Garage Type	Attached
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	306 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1215 W CEDAR ST
City	EL DORADO
State	AR
Zip	71730-5357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOCUM ADDITION W1/2 ALL LOT 7 E-18.83' LOT 8 #14R001917 #17R003181 8A
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	YOCUM ADDITION
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	2
Census Block	2018
Census Tract	950800

Owner

1215 W Cedar St is owned and occupied by an individual who bought it in May 2017.

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK.
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
May 9, 2017	Deed, Transfer · FHA Mortgage BANCORP SOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	May 27, 2003
Deed Document Number	20173181
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Recording Date	Apr 9, 2026
Property Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357
Document Number	0000001850
Instrument Date	Apr 3, 2026
Instrument	20261850
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357

Mortgage

Document Number	0000001850,
Date	Apr 9, 2026
Instrument	20261850

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 3, 2036

Interest

Rate	6%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357

Mortgage

Document Number	2025R006686
Date	Dec 11, 2025
Instrument	2025R006686

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	117 Months
Due	Sep 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357

Mortgage

Document Number	2025R006682
Date	Dec 11, 2025
Instrument	2025R006682

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	117 Months
Due	Sep 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357

Mortgage

Document Number	2025R005132
Date	Sep 26, 2025
Instrument	2025R005132

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R007261
Date	Sep 21, 2018
Instrument	2018R007261

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2028

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION AR
Recording Date	May 9, 2017
Property Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357
Document Number	2017R003181
Map Reference	BK 2 PG49
Instrument Date	May 8, 2017
Instrument	2017R003181
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 W CEDAR ST, EL DORADO, AR 71730-5357

Mortgage

Document Number	2017R003183
Date	May 10, 2017
Instrument	2017R003183

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1215 W Cedar St was $12 with a homeowner's exemption.

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,820 (-) Land $2,250 Building $12,570	$74,100 Land $11,250 Building $62,850
2025	$12.00 Homeowner's exemption	$14,820 Land $2,250 Building $12,570
2024			$74,100 (-) Land $11,250 Building $62,850
2023	$134.00 Homeowner's exemption	$14,820 Land $2,250 Building $12,570	$74,100 Land $11,250 Building $62,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1215 W Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1984–2009)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1215 W Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TCW.

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