1215 Spear Ave, Arcata, CA 95521 Property Records

Humboldt County property record for 1215 Spear Ave, Arcata, CA 95521

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1 ba · 1,366 sqft · built 1954
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Oct 2013)
Tax Bill	$4,276 (2025)
Deeds & Mortgages	Dec 2023 Transfer Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`507-091-032-000`

Property Details

APN / Parcel Number

Primary APN	`507-091-032-000`
Alternative APN	`50709132`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1215 SPEAR AVE
City	ARCATA
State	CA
Zip	95521-4820
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RL
Legal Description	PAR 1 PARMAP 2446 BK 21 PG 140
Legal Subdivision	PARCEL MAP NO 2446
Legal Tract	2446
Legal Block	3
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	3
Census Block	3000
Census Tract	1102

Owner

1215 Spear Ave, a residential property, is owned and occupied by an individual who acquired it in December 2023.

Source: Humboldt County records, as of September 11, 2025

Owner of Record	Individual Name on File
Mailing Address	1215 SPEAR AVE, ARCATA, CA 95521-4820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Intrafamily Transfer, Transfer
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
May 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2013 · Amount on File
Deed Sale	Oct 8, 2013 · Amount on File
Prior Sale	Mar 12, 1999 · Amount on File
Deed Document Number	201322886
Last Transfer Date	Dec 1, 2023
Transfer Doc	0000017213
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Dec 4, 2023
Property Address	1215 SPEAR AVE, ARCATA, CA 95521-4820
Document Number	0000017213
Map Reference	MB 21 PG 140
Instrument Date	Dec 1, 2023
Instrument	2023-017213
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 SPEAR AVE, ARCATA, CA 95521-4820

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1215 SPEAR AVE, ARCATA, CA 95521-4820
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 SPEAR AVE, ARCATA, CA 95521-4820

Mortgage

Document Number	0000002359
Date	Feb 3, 2022
Instrument	2022-002359

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	May 15, 2018
Property Address	1215 SPEAR AVE, ARCATA, CA 95521-4820
Document Number	0000008990
Instrument Date	May 14, 2018
Instrument	8990
Transaction Type	Transfer
Record Updated	Jun 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1215 SPEAR AVE ARCATA CA 955214820, ARCATA, CA 95521-4820

Tax Assessment & Valuation

The 2025 property tax bill for 1215 Spear Ave was $4,276 with a homeowner's exemption, up 2.3% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Pacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,276.00 (+2.35%) Homeowner's exemption	$361,616 Land $171,615 Building $190,001
2024	$4,178.00 (+0.05%)
2023	$4,176.00 (+0.58%) Homeowner's exemption	$347,575 Land $164,951 Building $182,624
2022	$4,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1215 Spear Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1215 Spear Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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